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Classic MasterCard®

A rock-solid foundation

A rock-solid foundation for establishing credit or re-building your credit history, the TDECU Classic MasterCard® offers you the ability to obtain credit freedom and security.

Take control of your credit today with the TDECU Classic MasterCard®.

As a cardholder, you will enjoy these benefits

  • 0% Introductory APR on Purchases for six months1
  • 0% APR for Balance Transfers for twelve months2
  • 7.99% - 17.99% APR*
  • $100,000 Travel Accident Insurance
  • Baggage Delay Insurance
  • No Penalty Pricing, Annual Fee, Cash Advance Fee, Balance Transfer Fee, Over Credit Limit Fees, Default APR or Minimum Finance Charges
  • Minimum Payments as low as 2% of balance (minimum $18)
  • 25-day Interest-Free Grace Period if balance is paid in full by next payment due date
  • Convenient Payment Options
  • MasterCard® Emergency Cardholder Services

Terms, APR, & Fees

Interest Rates & Interest Charges
Annual Percentage Rate (APR) for Purchases 0% Introductory APR for six months1. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.
APR for Balance Transfers 0% Introductory APR for twelve months2. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.
APR for Cash Advances 0% Introductory APR for six months1. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore
Fee Charges
Annual Fee None
Penalty Fees
Late Payment Up to $25
Returned Payment Up to $25
Other Fees
Duplicate statements $4
Rush card delivery $37.50
   

Say goodbye to high interest rate credit cards.

Make a fresh start and transfer your credit card balances today to the card that treats you right, your TDECU credit card.

Transfer your balances

*Rates, terms and conditions subject to change. Credit approval required.
1 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
2Offer only applied to balance transfer requests received by us within 30 business days of account opening.

Download Agreement and Disclosure here.

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Manage your credit card online

Register for GoToMyCard. It’s quick, easy, and free. GoToMyCard gives you secure online access to your credit card account so you can:

  • Get your current account summary
  • Review card activity
  • View billing statements
  • Make a payment

Register for GoToMyCard