TDECU Home Advantage Personal Loan
A personal loan that rewards homeowners
— and requires no collateral
Looking for a personal line of credit?
With a line of credit, you only pay interest on the cash you use:
- Borrow up to $50,000
- Draw funds when you need them, up to your approved limit
- No collateral required
- APR1 starting as low as 9.74%
Borrow up to $50,000 and fund your biggest dreams
The TDECU Home Advantage Personal Loan gives homeowners like you an advantage to get the funds you need, whether you are planning to remodel your home, put in a pool, consolidate debt, or even cover medical expenses. Our TDECU Home Advantage Personal Loan is different from a home equity loan as you can borrow money without using your home as collateral. Plus, Members who have their mortgages with TDECU enjoy a 0.50% discount on our already competitive interest rate.
The TDECU Home Advantage Personal Loan features these benefits:
As
low
as
low
as
8.99%
APR1
Zero
Collateral Required
Borrow
up to
up to
$50,000
Enjoy the convenience of a
TDECU Home Advantage Personal Loan
Get affordable payments, low rates, flexible terms, and more.
TDECU Home Advantage Personal Loan Calculator
Estimate your monthly payment amount and total interest amount with our TDECU Home Advantage Personal Loan calculator.
Results
Our financial calculators are provided as a free service to our Members. The information supplied by these calculators is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes and are not intended to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends you find a qualified professional for advice with regard to your personal finance issues.
Ready to apply for a TDECU Home Advantage Personal Loan?
Take advantage of being homeowner and fund your goals today!
- Apply for a Home Advantage Personal Loan online: Apply Now
- Visit a Member Center: Find a Location
- Give us a call: (800) 839-1154
1APR = Annual Percentage Rate.
Limited time offers. Terms and offer subject to change without notice. Credit approval and proof of income required. Other terms/conditions apply; contact TDECU for details. Advertised rates include a 0.25% discount for a recurring direct deposit with an aggregate total of $250 or more per month to a TDECU savings or checking account; TDECU Home Advantage Personal Loan rate also includes a 0.50% discount for having your mortgage with TDECU.
Terms of Repayment: A $20,000 TDECU Home Advantage Personal Loan with an 84-month term at 6.24% equals a $294.48 monthly payment; a Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC balance of more than $1,000 equals a monthly payment of 2% of the current balance. Other terms/conditions apply; contact TDECU for details.
Limited time offers. Terms and offer subject to change without notice. Credit approval and proof of income required. Other terms/conditions apply; contact TDECU for details. Advertised rates include a 0.25% discount for a recurring direct deposit with an aggregate total of $250 or more per month to a TDECU savings or checking account; TDECU Home Advantage Personal Loan rate also includes a 0.50% discount for having your mortgage with TDECU.
Terms of Repayment: A $20,000 TDECU Home Advantage Personal Loan with an 84-month term at 6.24% equals a $294.48 monthly payment; a Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC balance of more than $1,000 equals a monthly payment of 2% of the current balance. Other terms/conditions apply; contact TDECU for details.