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TDECU Home Advantage Personal Loan

TDECU Home Advantage Personal Loan

Take advantage of being a homeowner and fund your biggest dreams

Looking for a personal line of credit?

Looking for a personal line of credit?

With a line of credit, you only pay interest on the cash you use:
  • Borrow up to $50,000
  • No collateral required
  • APR1 starting as low as 7.74%

A personal loan that rewards homeowners —and requires no collateral

The TDECU Home Advantage Personal Loan gives homeowners like you an advantage to get the funds you need, whether you are planning to consolidate your debt, cover medical expenses, or remodel your home. Our TDECU Home Advantage Personal Loan is different from a home equity loan as you can borrow money without using your home as collateral. Plus, Members who have their mortgages with TDECU enjoy a 0.50% discount on our already competitive interest rate.

The TDECU Home Advantage Personal Loan features these benefits:

As
low
as

6.24

APR1

Zero

Collateral Required

Borrow
up to

$50,000

Enjoy the convenience of a TDECU Home Advantage Personal Loan

Get affordable payments, low rates, flexible terms, and more.

Additional Discounts

Additional Discounts

Enjoy a 0.25% discount on your interest rate when you setup a recurring direct deposit into a TDECU checking or savings account.

Free of Fees

Free of Fees

There are no costs associated with the TDECU Home Advantage Personal Loan (in comparison to a home equity loan, which has fees in most cases).

Flexible Terms and Payment Options

Flexible Terms and Payment Options

Choose your own timeline and pay dates. Plus, no early repayment penalties.

TDECU Home Advantage Personal Loan Calculator

Estimate your monthly payment amount and total interest amount with our TDECU Home Advantage Personal Loan Calculator.
Loan Information
Results
 
Our financial calculators are provided as a free service to our Members. The information supplied by these calculators is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes and are not intended to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends you find a qualified professional for advice with regard to your personal finance issues.

Ready to apply for a TDECU Home Advantage Personal Loan?

Gain the cash advantage and fund your goals today!

1APR = Annual Percentage Rate.

Limited time offers. Terms and offer subject to change without notice. Credit approval and proof of income required. Other terms/conditions apply; contact TDECU for details. Advertised rates include a 0.25% discount for a recurring direct deposit of $250 or more; TDECU Home Advantage Personal Loan rate also includes a 0.50% discount for having your mortgage with TDECU.

Terms of Repayment: A $20,000 TDECU Home Advantage Personal Loan with an 84-month term at 6.24% equals a $294.48 monthly payment; a Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC balance of more than $1,000 equals a monthly payment of 2% of the current balance. Other terms/conditions apply; contact TDECU for details.
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