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Mortgage Calculators

Mortgage Calculators

Calculate your mortgage payment,
how much home you can afford, and more

We are ready for you!

Start the approval process online, or reach out to us in one of the following ways:

Give our convenient calculators a try. Our mortgage payment calculator can help you estimate your monthly mortgage payments. With this type of payment breakdown handy, you can conduct more productive discussions with your mortgage lender and realtor, so you know exactly what purchase price you are looking for. Need more help? Your TDECU mortgage team is here to assist you with the process every step of the way.1

Make sure your dream home comes with a home price you can afford.

There are many different kinds of home loans. From government-subsidized FHA loans to fixed-rate or adjustable-rate mortgages, there are various mortgage loan options to consider. But which loan is right for you? When reviewing your loan options, it is essential to consider loan terms, PMI, and interest rates. It is also important to note factors such as your credit score because it may impact the terms of the mortgage loan you are offered. Other things that will affect the total loan amount for your home and your monthly mortgage payment are closing costs, the down payment amount, whether or not you are paying property taxes out of your escrow account, and more. A clear picture of the total costs involved will help you choose the right home and mortgage that best works for you. 

Buying a home is one of the most significant investments you will ever make. Homeownership can be very rewarding, but signing on for a monthly payment you cannot afford can turn your dreams into a nightmare. TDECU is here to help our credit union Members make sure their home-buying process goes smoothly. Whether you are getting ready to buy your first home or are upgrading to your forever home, we have the tools you need to get started.

Applying for a home loan with TDECU just got easier!

Use the TDECU Mortgage Simplified App

1Our financial calculators are provided as a free service to our Members. The information these calculators supply is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit, or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and illustrative and do not intend to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends finding a qualified professional for advice about your personal finance issues.