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Loans & Credit Cards

Loans & Credit Cards

Better rates. Great products. Personal service.



Why should you get a TDECU loan?

  • Great interest rates and loan amounts available

  • Opportunity for debt consolidation loan or installment loans

  • Both secured and unsecured loans available

  • Fast, online application, and decision process

View Loan Options

View Loan Options for Business

Credit Cards

Credit Cards

Why should you get a TDECU credit card?

  • Great interest rates as low as 7.99% APR*

  • Exclusive discounts for TDECU cardholders at participating Buc-ee’s locations

  • Consolidate your higher interest rate credit card debt with no-fee balance transfers

  • Find the right credit card for you, whatever credit score you have

View Credit Card Options

Loans and Credit Card Options


Auto LoansGet in the driver's seat with TDECU.

We have low interest rates and flexible terms for easy auto loans. TDECU auto loans get you behind the wheel simply and quickly.


Credit CardsChoose the right credit card for you.

TDECU has a range of distinct credit cards and credit limits to fit your individual needs.


Personal LoansFlexible loans tailored to your needs.

Need cash for a major purchase? Our unsecured signature loans feature competitive rates and flexible terms.


Private Student LoansBrowse our student loan options.

Paying for college shouldn't be the hard part! We can help you navigate your student loan options and terms.

Online Services

Manage your credit card, transfer balances and protect yourself from fraud.


Credit Card Balance Transfer

Say goodbye to high interest rate credit cards. Make a fresh start and transfer your high interest rate credit card balances today to the card that treats you right, your TDECU credit card.


Falcon Fraud Protection

TDECU works with Falcon Fraud to provide added security to all of your credit and debit card transactions.


Make a Payment

Pay your TDECU credit card or loan online, quickly and conveniently.

Loans and Credit Cards For Businesses


Business LoansDrive your business forward.

We want your business to thrive! Our local, experienced lenders can guide you to the best loans tailored to your business.


Business Platinum MasterCardThe purchasing power you need to get business done.

A business credit card with control, flexibility, and the low rates that you expect from TDECU.


Business Line of CreditThe flexibility you need to keep your business moving.

You'll have what you need to pay creditors, employees and keep your doors open, regardless of your cash position.


See all Business SolutionsPut your business on a path to success.

Not seeing what your business needs? We can still help you succeed and grow. Learn about all our commercial products and services.

Loan Calculators

Loan Calculators

Our loan calculators help comparing rates and options or estimating what your monthly payment or repayment term will be.


Credit Card Calculators

Credit Card Calculators

Our credit card calculators help seeing how long it will take to pay off your credit cards or if you should consolidate your debt.

*APR = Annual Percentage Rate