June 1, 2023
Want to add a pool to your home for this summer? With the starting cost of a pool equal to a new car -- about $32,000 -- there is a good chance you do not have the funds sitting in your checking ac...
May 26, 2023
Although millions of people plan on using Social Security to make up part of their retirement income, how the program works is still a mystery to many, here's an overview of the basics.
May 23, 2023
Do you know what happens when you do not have enough money in your bank account to cover the total amount of the check you wrote? This article will help you understand how banks process a “bad chec...
May 18, 2023
If you’re age 60 or older and are still working, you may be asking yourself whether or not it still makes sense to contribute to an IRA. Find out here.
May 16, 2023
Are you worried that past financial mistakes are impacting your ability to manage your personal finances effectively? Learn how ChexSystems, Inc. gathers and reports your banking history and provid...
May 11, 2023
The cost of attending college has risen so quickly that most parents and students already know that they have to start saving money years in advance.
May 10, 2023
TDECU has been sharing tips on how to stay safe online for the past 7 years. Here is an updated blog post with all the tips and tricks we have provided on staying safe online and creating strong pa...
May 9, 2023
Have you considered how and when to use your savings account versus your checking account? To improve your financial situation, it is important to understand the key differences and distinct purpos...
May 4, 2023
The growing popularity of smart homes makes it more likely that you may purchase one in the near future. If you don't buy an existing smart home, you may decide to have one built to your specificat...
April 27, 2023
Identity theft scams are surprisingly common and subtle. Almost anyone can fall prey to them. One common form of identity theft scam involves FEMA impersonators. Learn the warning signs of FEMA fra...
April 25, 2023
Do I have enough money in my checking account? You can find the answer with the correct analysis of your finances. Keep reading for guidelines and recommendations for assessing your finances to hel...
April 24, 2023
At TDECU, we're constantly improving to increase safety and make our Members' experience easier. Our latest improvement is with our Balance Transfer feature. This blog will walk you through how to ...
April 20, 2023
A home warranty offers several advantages; however, there are some downsides to purchasing a warranty. Follow these tips to make the right choice for you.
April 18, 2023
How is it even possible not to have a credit score? Credit reports do not automatically appear when you get your social security number or open a bank account. Find out what it means if you have no...
April 11, 2023
No matter how cautious and meticulous you are when caring for your health, family members, home, or car, it is possible to be blindsided by a costly bill. Without proper planning, your financial we...
April 4, 2023
To assess how effectively you manage your income, expenses, and debt, ask yourself the same questions financial advisors often use. If you can answer the questions, you probably have a good handle ...
March 31, 2023
TDECU Digital Banking gives you the ability to customize alerts we will send to you via text, call, secure message, or email. These alerts will keep you in the know about your account activity – so...
March 30, 2023
The average tax refund in Texas pays $4,317. That’s a considerable amount of money that people can use to improve their lives and financial situations.
March 28, 2023
Users of TDECU Digital Banking must be able to quickly access their accounts and, if required, regain their login credentials. TDECU has introduced a self-service tool that enables customers to unl...
March 23, 2023
Learn the difference between a Credit Union and a larger bank. Explore which may be the best option for you.
March 22, 2023
Considering recent news about a few regional bank failures, it’s completely natural for you to wonder about the security of your deposits and investments.
March 21, 2023
Does the number of credit card cards you carry matter? Carrying multiple credit cards can be beneficial, but too many can lead to financial troubles. Learn how to determine how many credit card acc...
March 16, 2023
Mobile payment transactions have become commonplace, with more businesses than ever offering contactless payment with a mobile phone. Market researchers expect to see this increase even more in the...
March 14, 2023
Are you nervous about tying up all your money in a single certificate of deposit? A CD ladder may ease your mind. Keep reading to discover the benefits and how to implement a CD laddering investmen...
March 9, 2023
There’s several reasons why you may need to start planning for long-term care and how it could affect your retirement. Find out more here.
March 7, 2023
Did you notice an unauthorized inquiry on your credit report? Follow these 6 steps to help protect yourself from becoming a victim of identity theft and protect your finances.
March 2, 2023
You just received a chip credit card. Now, every time you go to a store, there is confusion over whether you insert or swipe your card. Why did credit card companies make a change to a system that ...
February 23, 2023
This blog has been updated to reflect 2023 contribution numbers. Employer 401k, Traditional IRA, and Roth IRA. No matter which investment vehicle you choose to use, make sure you're getting the be...
February 21, 2023
Has a friend or family member asked you to cosign a loan for them? What does that mean, and is it a good or bad idea? We give you the information you need to understand whether cosigning is right f...
February 16, 2023
Saving for your child's future can be a daunting task, but it is important to provide them with a strong financial foundation. Here are 10 ways you can start to save for your child's future:
February 14, 2023
If you use the overdraft protection on your bank account, will it drive your credit score down? Find out when or if an overdraft will affect your credit score.
February 9, 2023
Check out these 25 tips to help you build better spending and saving habits and find financial wellness in 2023 and beyond.
February 7, 2023
Are you afraid bankruptcy will permanently damage your credit? No need to worry. Follow these steps to start rebuilding your post-bankruptcy credit.
February 2, 2023
Are you trying to recover from past financial mistakes but keep getting turned away from banks? TDECU's mission is to help people navigate their financial journey; with that, we believe everyone de...
February 1, 2023
This blog was originally published in January 2022 and updated in February 2023 A new year also brings a new tax season and with it, additional chances for tax related scams. Unfortunately, ide...
January 31, 2023
TDECU has various financial calculators on our website, but not all are intuitive. The team that produced the calculators has developed ways for you to use the TDECU financial calculators best.
January 19, 2023
What can you do to get out of medical debt? Understand your options to help you get back to good financial health.
January 17, 2023
Your credit score may benefit by paying off a vehicle loan, but the actual impact may depend on a number of variables. How repaying a vehicle loan might impact your credit score is as follows:
January 13, 2023
TDECU is insured by the NCUA. What does that mean, and how does it impact me? Here is everything you need to know about how your money is insured at TDECU.
January 10, 2023
Are you paying to withdraw your own money? Forget it. In banking today, you have more options than ever before.
January 6, 2023
Paper documents can leave you vulnerable to identity theft and fraud. Learn how enrolling in eDocuments can be safer for you and better for the planet.