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Articles tagged with "Personal Finances"

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What does it mean when I am overdrawn?
September 4, 2023
Managing your finances can sometimes become a challenge in today's fast-paced world. One term you might encounter while dealing with your bank accounts is “overdrawn.” But what does it mean when yo...
Effective Strategies for Managing Finances During a Divorce
August 15, 2023
We understand that going through a divorce can be emotionally challenging, and managing finances during this period adds additional complexity. We are here to provide you with valuable insights and...
Financial Tips for a Stronger Marriage
August 10, 2023
Managing finances effectively is essential for a strong marriage in today's fast-paced world. While not a figure that is great to hear right after getting married, every four in ten marriages that ...
Getting the Most Out of Tax-Free Weekend
August 3, 2023
As the back-to-school season approaches, parents must find ways to save on school supplies, clothing, and other necessities. At TDECU, we understand the importance of stretching your budget while p...
Life Insurance Is Becoming More Popular. Here’s Why.
June 20, 2023
We don’t like to think about it, much less talk about it, but the unexpected happens every day, at every age, and for every lifestyle. Life feels complicated these days and even more unpredictable....
Want to make a splash? How to plan financially for a swimming pool
June 1, 2023
Want to add a pool to your home for this summer? With the starting cost of a pool equal to a new car -- about $32,000 -- there is a good chance you do not have the funds sitting in your checking ac...
Will A Bank Try to Process a Bounced Check Again?
May 23, 2023
Do you know what happens when you do not have enough money in your bank account to cover the total amount of the check you wrote? This article will help you understand how banks process a “bad chec...
What is ChexSystems and How Does it Affect You?
May 16, 2023
Are you worried that past financial mistakes are impacting your ability to manage your personal finances effectively? Learn how ChexSystems, Inc. gathers and reports your banking history and provid...
The cost of college: How we can help!
May 11, 2023
The cost of attending college has risen so quickly that most parents and students already know that they have to start saving money years in advance.
Savings Account vs. Checking Account: What's the Difference?
May 9, 2023
Have you considered how and when to use your savings account versus your checking account? To improve your financial situation, it is important to understand the key differences and distinct purpos...
Buying or Building a Smart Home? What You Need to Know
May 4, 2023
The growing popularity of smart homes makes it more likely that you may purchase one in the near future. If you don't buy an existing smart home, you may decide to have one built to your specificat...
How Much Money Should I Keep In My Checking Account?
April 25, 2023
Do I have enough money in my checking account? You can find the answer with the correct analysis of your finances. Keep reading for guidelines and recommendations for assessing your finances to hel...
The Pros and Cons of a Home Warranty
April 20, 2023
A home warranty offers several advantages; however, there are some downsides to purchasing a warranty. Follow these tips to make the right choice for you.
Emergency Fund: How to Build the Best Safety Net
April 11, 2023
No matter how cautious and meticulous you are when caring for your health, family members, home, or car, it is possible to be blindsided by a costly bill. Without proper planning, your financial we...
5 Personal Finance Questions to Ask Yourself
April 4, 2023
To assess how effectively you manage your income, expenses, and debt, ask yourself the same questions financial advisors often use. If you can answer the questions, you probably have a good handle ...
What Can You Do With Your Tax Refund?
March 30, 2023
The average tax refund in Texas pays $4,317. That’s a considerable amount of money that people can use to improve their lives and financial situations.
Why You Should Choose a Credit Union Over a Large Bank
March 23, 2023
Learn the difference between a Credit Union and a larger bank. Explore which may be the best option for you.
Why Consumers Should Look to Credit Unions for Stability
March 22, 2023
Considering recent news about a few regional bank failures, it’s completely natural for you to wonder about the security of your deposits and investments.
CD Ladders: How to Get the Most Out of Your Certificate
March 14, 2023
Are you nervous about tying up all your money in a single certificate of deposit? A CD ladder may ease your mind. Keep reading to discover the benefits and how to implement a CD laddering investmen...
What is Great and Not So Great About Being a Loan Cosigner
February 21, 2023
Has a friend or family member asked you to cosign a loan for them? What does that mean, and is it a good or bad idea? We give you the information you need to understand whether cosigning is right f...
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