Articles tagged with "Personal Finances"← Back to all articles
June 1, 2023
Want to add a pool to your home for this summer? With the starting cost of a pool equal to a new car -- about $32,000 -- there is a good chance you do not have the funds sitting in your checking ac...
May 23, 2023
Do you know what happens when you do not have enough money in your bank account to cover the total amount of the check you wrote? This article will help you understand how banks process a “bad chec...
May 16, 2023
Are you worried that past financial mistakes are impacting your ability to manage your personal finances effectively? Learn how ChexSystems, Inc. gathers and reports your banking history and provid...
May 11, 2023
The cost of attending college has risen so quickly that most parents and students already know that they have to start saving money years in advance.
May 9, 2023
Have you considered how and when to use your savings account versus your checking account? To improve your financial situation, it is important to understand the key differences and distinct purpos...
May 4, 2023
The growing popularity of smart homes makes it more likely that you may purchase one in the near future. If you don't buy an existing smart home, you may decide to have one built to your specificat...
April 20, 2023
A home warranty offers several advantages; however, there are some downsides to purchasing a warranty. Follow these tips to make the right choice for you.
April 11, 2023
No matter how cautious and meticulous you are when caring for your health, family members, home, or car, it is possible to be blindsided by a costly bill. Without proper planning, your financial we...
April 4, 2023
To assess how effectively you manage your income, expenses, and debt, ask yourself the same questions financial advisors often use. If you can answer the questions, you probably have a good handle ...
March 30, 2023
The average tax refund in Texas pays $4,317. That’s a considerable amount of money that people can use to improve their lives and financial situations.
March 23, 2023
Learn the difference between a Credit Union and a larger bank. Explore which may be the best option for you.
March 22, 2023
Considering recent news about a few regional bank failures, it’s completely natural for you to wonder about the security of your deposits and investments.
March 14, 2023
Are you nervous about tying up all your money in a single certificate of deposit? A CD ladder may ease your mind. Keep reading to discover the benefits and how to implement a CD laddering investmen...
February 21, 2023
Has a friend or family member asked you to cosign a loan for them? What does that mean, and is it a good or bad idea? We give you the information you need to understand whether cosigning is right f...
February 16, 2023
Saving for your child's future can be a daunting task, but it is important to provide them with a strong financial foundation. Here are 10 ways you can start to save for your child's future:
February 14, 2023
If you use the overdraft protection on your bank account, will it drive your credit score down? Find out when or if an overdraft will affect your credit score.
February 9, 2023
Check out these 25 tips to help you build better spending and saving habits and find financial wellness in 2023 and beyond.
February 7, 2023
Are you afraid bankruptcy will permanently damage your credit? No need to worry. Follow these steps to start rebuilding your post-bankruptcy credit.
February 2, 2023
Are you trying to recover from past financial mistakes but keep getting turned away from banks? TDECU's mission is to help people navigate their financial journey; with that, we believe everyone de...
January 31, 2023
TDECU has various financial calculators on our website, but not all are intuitive. The team that produced the calculators has developed ways for you to use the TDECU financial calculators best.