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Why TDECU?

Let’s face it – traditional banks are broken. With high fees, poor service, and cookie-cutter financial products, banks have lost touch with their customers. It’s no wonder why so many people make the switch to credit unions each year.

TDECU is a not-for-profit financial cooperative where you are the owner. This means no corporate stockholders looking for a return; instead, we pass the profits on to you, in the form of lower fees and higher returns on deposit accounts.

Our purpose is to help you navigate your financial journey

From building or rebuilding your credit, to planning for retirement, we are here for you.
You are our top priority.

Build your credit

Save for the unexpected

Buy a car

Purchase your dream home

Plan for retirement

TDECU Members enjoy these benefits:

  • Unwavering, personalized service
  • Higher yields on deposit accounts
  • Low to no credit card fees
  • Competitive loan rates
  • Access to over 55,000+ surcharge-free ATMs

Ready to join TDECU?

Start by checking if you're eligible for membership.

Bank your way – whenever, wherever

In person, at a Member Center

In person, at a Member Center

Visit any one of our 33 locations for help with the following services:

  • Open a new account
  • Apply for a loan or credit card
  • Cashier’s checks and money orders
  • Safe deposit boxes 3
  • Notary services
Find a Location
Digitally, with the TDECU app

Digitally, with the TDECU app

Manage your money on the go with our online and mobile banking app:

  • Access account balances and history
  • Transfer money between accounts
  • Deposit checks
  • Track spending and create budgets
  • Pay bills
Learn More

Member Spotlights

See how our amazing employees help provide financial solutions so our Members can navigate the journey of life.

1 Buc-ee’s fuel discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
2 Qualifying Purchases do not include Balance Transfers, Cash Advances, ATM Cash Disbursements, Money Transfers, Gaming Transactions, Tax Payments, Finance Charges, Fees and purchases of other cash equivalents, even if used to purchase goods or services, any Buc-ees fuel purchase. Non-Qualifying Purchases do not earn any Rewards.
3 Not all Member Centers offer safe deposit boxes. Please visit https://local.tdecu.org/ for supporting locations.

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