Need assistance with your existing home loan?
If you need to make your monthly loan payment, have questions about your escrow account, or need assistance with starting an insurance claim, we are here to help. The TDECU Mortgage Service Center has everything you need to manage your TDECU home loan.
We make home happen
At TDECU, our top priority is you. For this reason, we offer a variety of home loan programs so you can choose a financing option that best fits your needs and financial future. From purchasing your first home, refinancing your current mortgage to take advantage of lower interest rates, or tapping into the equity of your home, we have you covered.
Questions? Please call us at (281) 729-6485 and a TDECU Mortgage Loan Advisor will give you all the information you need.
What is your goal?
Buy a home
Whether this is your first home or your vacation home, we have home loans to fit your specific needs.
Refinance your home
With our refinance options, you could lower your monthly house payments or pay off your loan sooner.
Tap into your home equity
Unlock your property’s real estate value to fund home improvement projects, consolidate debt, or make a large purchase.
Why choose TDECU Mortgage for my Home Loan?
How much help should I expect from a TDECU Mortgage Loan Advisor?
How do I know which mortgage loan is right for me?
What if my credit is less than perfect?
What is the difference between a fixed rate and adjustable rate mortgage?
Does it make sense to refinance if I recently obtained a mortgage loan?
How much can I afford in mortgage payments?
What is the minimum down payment required for a home loan?
How can I learn more about the acronyms and words I am seeing on this page?
Do I have other options if I don't want to borrow against my home's equity?
Ready to get started?
Here are your next steps!
- Compare rates and loan options
Use our current rates and calculators to determine the best loan option for you.
- Complete your pre-qualification
Securely submit your personal, financial, and employment information through our online portal or mobile app.
- Get pre-qualified
Get a pre-qualified decision on your eligibility within 2 business days.
- Submit your application
Use your pre-qualification to apply for one of our home loan options within 90 days.
1 APR = Annual Percentage Rate
Prices are subject to change daily at 1:00 PM CT with market conditions. Rate provided above is the rate closest to par based on a loan amount of $125,000, owner occupied, single family dwelling, 80% LTV, standard origination fee, and a FICO score of 740+. Your rate and term depends on your unique credit rating, combined loan-to-value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply. Adjustable Rate Mortgages (ARM) are variable and your rate may increase after the original fixed rate period. Contact TDECU Mortgage for additional information and loan criteria. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For additional terms and programs call (800) 839-1154 ext. 4614.