
Home equity loans
Unlock your home’s equity to pay for
home renovations or other big expenses
Cash-out refinance or home equity loan
You've worked on building the equity of your home. Now let your home work for you. If you are a homeowner, you can use the equity in your home to help finance major expenses, like remodeling or renovating your home.
This is achieved through a home equity loan, which uses your primary residence as collateral. And it offers solid benefits such as competitive rates and possible tax benefits that makes this loan worth considering.
What can you use a home equity loan for?

Debt Consolidation
Use your property’s equity, the value of your home, to consolidate and pay off other debts, and turn it into a single, manageable, lower rate interest repayment.

Achieving tax benefits
Your home equity loan may be tax deductible. Consult a tax advisor regarding the deductibility of interest.

Making a big purchase
Use this loan for expenses like buying a car, paying for a wedding or higher education – things that may otherwise require a high interest rate loan.
Start your application online, give us a call or schedule an appointment
(877) 774-2657
Applying for a home equity loan with TDECU is easy and convenient. Apply online, or download our TDECU Mortgage Simplified app to your mobile device from the app store! Prefer to discuss in person? Schedule an appointment with a Mortgage Advisor.
Schedule Your AppointmentHome equity loan FAQs
What can I use the home equity loan for?
How much will I qualify for?
Are there any closing costs related to home equity loans?
Can home equity loan interest be deducted?
Do I have other options if I don't want to borrow against my home's equity?
Also, check out our Streamline Home Equity Loan!
Access your home’s equity faster, more easily and with more flexibility than ever before. Fast. Flexible. Done!
- Complete home renovations
- Consolidate and pay off high interest debt
- and much more!