TDECU Home Loans
Dream it. Buy it. Own it.
Auto Loans
APR1 as low as
Certificates of Deposit
APY2 up to
Checking Accounts
APY2 up to
Personal Loans
APR1 as low as
Join TDECU and experience the credit union difference
Get paid up to two days early with direct deposit!3
BUC-EE’S PLATINUM MASTERCARD®Join in on the savings
As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:
- 5% discount in-store and at the pump at Buc‑ee’s7
- 0% introductory APR3
- No annual fees
Auto LoansDrive happy
Take the stress out of the car buying process with a TDECU auto loan.
Our loan options include:
- Rates starting at 2.49% APR1
- No payments for 90 days5
- No money down options available
REFINANCE YOUR AUTO LOANLove your car and your loan terms
Cruise toward a Refinance with TDECU4 and lower your monthly car payment today!
- APR1 as low as 2.49%
- No payments for 90 days5
- APR discount for recurring
direct deposit
Home LoansDream it. Buy it. Own it.
Get started on your home loan pre-approval today:
- Low down payments6
- Competitive rates
- Flexible loan options
Digital BankingBanking in your pocket
With TDECU Digital Banking, you can:
- Access your account balances and history
- Transfer money between accounts
- Pay bills
- Deposit checks
- Manage your cards
- Track spending and create budgets
TDECU Digital Banking offers secure and convenient banking from anywhere, at anytime.
Enroll now and enjoy the benefits of secure and convenient banking from anywhere, at anytime.
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1 APR = Annual Percentage Rate. Rates, terms and conditions subject to change. Credit approval required.
2 APY = Annual Percentage Yield
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
5 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
7 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
1 APR = Annual Percentage Rate
2 APY = Annual Percentage Yield
3 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
4 Existing TDECU loans are ineligible for refinancing.
5 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
Advertised 2.49% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit of $250 or more. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 2.49% APR equals a $328.64 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
6 Credit approval required. Restrictions apply. See TDECU for complete details.
7 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
