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Auto Loans

APR1 as low as

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Mortgage Home Loans

APR1 as low as

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Checking Accounts

APY2 up to

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Personal Loans

APR1 as low as

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Join TDECU and experience the credit union difference

Last year our Members saved $37.4 million in lower rates and fees.

Onyx Mastercard®
Reward yourself with 2% cash back 3

Put more cash back in your wallet. With our Onyx credit card, enjoy:

  • 0% Introductory APR on purchases
  • 2% cash back on purchases 3
  • No annual fees
  • Rates as low as 9.50% APR

Apply Now

High-Yield Checking 4
Earn 14x the national average

Get more from your everyday account with High-Yield Checking:

  • 1.00% APY on checking and savings accounts
  • No monthly fee
  • Free monthly credit score
  • Free identity theft protection

Apply Now

Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view

Enroll now and enjoy the benefits of secure and convenient banking.

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1 APR = Annual Percentage Rate
2 APY = Annual Percentage Yield
3 Qualifying Purchases do not include Balance Transfers, Cash Advances, ATM Cash Disbursements, Money Transfers, Gaming Transactions, Tax Payments, Finance Charges, Fees and purchases of other cash equivalents, even if used to purchase goods or services, any Buc-ees fuel purchase. Non-Qualifying Purchases do not earn any Rewards.
4 Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 1.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances ≤$50,000; 0.25% APY on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account-holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details.

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