Value Plus CheckingValue Plus Checking from TDECU
Get more for your money with up to 4.00% APY1 on account balances
Checking Accounts
APY1 up to
Credit Cards
Introductory APR2 of
Balance Transfers
Introductory APR3 of
Auto Loans
APR4 starting at
Digital BankingBanking in your pocket
With TDECU Digital Banking, you can:
- Access your account balances and history
- Transfer money between accounts
- Pay bills
- Deposit checks
- Manage your cards
- Track spending and create budgets
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1 APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 4.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 1/25/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
2 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
3 Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.
4APR = Annual Percentage Rate. Rates, terms, and conditions subject to change. Credit approval required. Advertised 6.19% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit with an aggregate total of $250 or more per month to a TDECU savings or checking account. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 6.19% APR equals a $353.58 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
5Subject to ATM owner.Charges may apply.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
1 APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 4.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 1/25/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
2 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
3 Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.
4APR = Annual Percentage Rate. Rates, terms, and conditions subject to change. Credit approval required. Advertised 6.19% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit with an aggregate total of $250 or more per month to a TDECU savings or checking account. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 6.19% APR equals a $353.58 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
5Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.