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TDECU Home Loans

TDECU Home Loans

Dream it. Buy it. Own it.

Certificates of Deposit

APY2 up to

3.00%

Balance Transfers

Introductory APR7 of

0.00%

Auto Loans

APR1 as low as

2.49%

Checking Accounts

APY2 up to

1.00%

Join TDECU and experience the credit union difference

Last year our Members saved $47.9 million in lower rates and fees.
Tired of waiting for your paycheck to appear in your checking account?

Get paid up to two days early with direct deposit!3

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s6
  • 0% introductory APR3
  • No annual fees
Apply Now

Auto Loans
Get moving

Take the stress out of the vehicle buying process with a TDECU auto loan.

Our loan options include:

  • Rates starting at 2.49% APR1
  • No payments for 90 days4
  • No money down options available
Learn More

BUSINESS LOANS
Drive your business forward

Get the expertise and lending solutions to meet your business needs.

  • Business vehicle loan APR1 as low as 2.74%
  • Commercial real estate loans up to 25 years
  • Borrow up to $20 million
Learn More

Personal Loans
Take your finances personally

Get the cash you need at rates lower than most credit cards:

  • Borrow up to $50,000
  • Rates as low as 5.74% APR1
  • No fees or early payoff penalties

Learn More

Digital Banking
Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view
Ready to manage your finances on the go?

TDECU Digital Banking offers secure and convenient banking from anywhere, at anytime.

Ready to manage your finances on the go?

Enroll now and enjoy the benefits of secure and convenient banking from anywhere, at anytime.

Can't find what you're looking for?

Try our search below.

APR = Annual Percentage Rate. Rates, terms, and conditions subject to change. Credit approval required.
APY = Annual Percentage Yield
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
4 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
7 APR = Annual Percentage Rate. Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.

APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice.
APY = Annual Percentage Yield
3 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
Existing TDECU loans are ineligible for refinancing.
Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
Advertised 2.49% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit of $250 or more. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 2.49% APR equals a $328.64 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
7 APR = Annual Percentage Rate. Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.

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