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Certificates of Deposit

APY1 up to

5.25%

Balance Transfers

Introductory APR6 of

0%

Credit Cards

Introductory APR2 of

0%

Checking Accounts

APY1 up to

2.50%

Improving Lives. It’s What We Do.®

Last year our Members saved $53.1 million in lower rates and fees.
Tired of waiting for your paycheck to appear in your checking account?

Get paid up to two days early with direct deposit!4

Score Big with Texans Checking
Team up with TDECU and the Texans

With a TDECU checking account, you can enjoy:

  • Surcharge-free ATMs4
  • No monthly minimums
  • Earn up to 16x the national average5 on your account balances
Apply Now

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s3
  • 0% introductory APR 2
  • No annual fees
Apply Now

Score Big with Texans Checking
Team up with TDECU and the Texans

With a TDECU checking account, you can enjoy:

  • Surcharge-free ATMs4
  • No monthly minimums
  • Earn up to 16x the national average5 on your account balances
Apply Now

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s3
  • 0% introductory APR 2
  • No annual fees
Apply Now

Digital Banking
Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view
Ready to manage your finances on the go?

TDECU Digital Banking offers secure and convenient banking from anywhere, at anytime.

Ready to manage your finances on the go?

Enroll now and enjoy the benefits of secure and convenient banking from anywhere, at anytime.

Can't find what you're looking for?

Try our search below.

1 APY = Annual Percentage Yield

2 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.

Buc-ee’s fuel and in-store discount offer is subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

4 Subject to ATM owner. Charges may apply.

5Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn the highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. The highest APY includes 2.50% on HYC balance up through $20,000 and 0.25% on any HYC balance over $20,000; 1.00% APY on primary savings balance up through $50,000 and 0.25% APY on primary savings balance over $50,000. If requirements are unmet, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account holders will receive a maximum rebate of $30 monthly on non-TDECU ATM fees. The 16x the national average earning rate is as of 1/25/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.

1 APY = Annual Percentage Yield

2 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.

3 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

4 Subject to ATM owner. Charges may apply.

5Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn the highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. The highest APY includes 2.50% on HYC balance up through $20,000 and 0.25% on any HYC balance over $20,000; 1.00% APY on primary savings balance up through $50,000 and 0.25% APY on primary savings balance over $50,000. If requirements are unmet, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account holders will receive a maximum rebate of $30 monthly on non-TDECU ATM fees. The 16x the national average earning rate is as of 1/25/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.

Equal Housing Lender
NCUA