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Auto Loans

APR1 as low as

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Home Loans

APR1 as low as

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Checking Accounts

APY2 up to

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Certificates of Deposit

APY2 up to

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Join TDECU and experience the credit union difference

Last year our Members saved $47.4 million in lower rates and fees.

Love your car and your
loan terms

Cruise toward a refinance with TDECU3 and lower your monthly car payment today!

  • APR1 as low as 2.49%
  • No payments for 90 days4
  • APR discount for recurring
    direct deposit

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Earn 2% cash rewards on qualifying purchases5

Put more cash back in your wallet. With our Onyx credit card, enjoy:

  • 0% introductory APR6
  • 2% cash rewards on purchases
  • No annual fees
  • Rates as low as 9.50% APR1

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Digital Banking
Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view

Enroll now and enjoy the benefits of secure and convenient banking.

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1 APR = Annual Percentage Rate
2 APY = Annual Percentage Yield
3 Existing TDECU loans are ineligible for refinancing.
4 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option. Advertised 2.49% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit of $250 or more. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 2.49% APR equals a $328.64 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
5 Qualifying Purchases do not include Balance Transfers, Cash Advances, ATM Cash Disbursements, Money Transfers, Gaming Transactions, Tax Payments, Finance Charges, Fees and purchases of other cash equivalents, even if used to purchase goods or services, any Buc-ees fuel purchase. Non-Qualifying Purchases do not earn any Rewards.
6 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.

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