TDECU Home Loans
Dream it. Buy it. Own it.
Certificates of Deposit
APY2 up to
Balance Transfers
Introductory APR7 of
Auto Loans
APR1 as low as
Checking Accounts
APY2 up to




Digital BankingBanking in your pocket
With TDECU Digital Banking, you can:
- Access your account balances and history
- Transfer money between accounts
- Pay bills
- Deposit checks
- Manage your cards
- Track spending and create budgets

Advice Center
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1 APR = Annual Percentage Rate. Rates, terms, and conditions subject to change. Credit approval required.
2 APY = Annual Percentage Yield
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
4 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
7 APR = Annual Percentage Rate. Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.
1 APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice.
2 APY = Annual Percentage Yield
3 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
4 Existing TDECU loans are ineligible for refinancing.
5 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
Advertised 2.49% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit of $250 or more. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 2.49% APR equals a $328.64 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
7 APR = Annual Percentage Rate. Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.