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Retirement Calculators

Secure your future, today

At TDECU, we want to help our Members plan for the future. You can use our retirement calculators to help you determine your potential savings, investment return, or whether a Roth or Traditional 401k account is right for you.

Not sure where to start? Try out our retirement calculators below!


Are your current savings and investments enough?

Saving for retirement? The earlier you get started, the better, but it is never too late to begin. Your retirement savings will later turn into the income that you'll live on, so it is important to come up with a planning strategy that will support the lifestyle you would like to live in your later years.

Many people rely on their annual income and savings accounts alone to save for retirement. Depending on your current age and your planned retirement age, this may not be enough. Setting additional savings and investments aside through retirement accounts such as IRAs, Roth IRAs, mutual funds, or stocks may help increase the nest egg you have set aside for your retirement.

With the annual inflation rate, it is hard to live on social security alone. The truth is, for many of us, our social security benefits will not support our current lifestyles on today's dollars. That is why setting retirement goals and making regular contributions to retirement accounts and other investments is critical to ensuring that we have the monthly income we need during retirement.

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