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TDECU Money Market Accounts (MMAs)

TDECU Money Market Accounts (MMAs)

Safe and secure. Maximize the interest earned on your growing account balance.

Reach your savings goals

We know saving can be a challenge. Our goal is to make saving money as simple as possible by giving you the right tools to succeed. Our savings calculators are a great way to get started and make it easy to set your savings strategy and goals.

Expect more from your money

With a money market account, you have the potential to earn a higher interest rate on your balance than a traditional savings account. And, unlike a certificate of deposit where your money must remain in the account for a specified term, you will still have access to your cash. You can choose to either make withdrawals or write checks from your money market account. So, if you are looking to earn as much interest as you can, but still want the flexibility to access your funds, a money market account is a great option for you!

TDECU Money Market Account features these benefits:




0 Months

Minimum Term



Insured by the NCUA

Build your balance and earn more

Build your balance and earn more

Take advantage of higher returns with higher account balances

Maintain access to your funds

Maintain access to your funds

Write checks or make withdrawals when needed

Compound your monthly interest

Compound your monthly interest

Interest is compounded and paid monthly on your account

The more you save, the more you earn

  • Get started today and open your TDECU Money Market Account with a minimum deposit of $2,500.2
  • $2,500 minimum balance required to earn stated APY and to avoid maintenance fee
Balance Interest Rate APY
$2,500 - $24,999.99 0.20% 0.20%
$25,000 - $99,999.99 0.30% 0.30%
$100,000 - $249,999.99 0.40% 0.40%
$250,000 and more 0.70% 0.70%
Put your high balances to work for you.

Open a TDECU Money Market Account and earn a higher return.

1 APY = Annual Percentage Yield

2 A minimum initial deposit of $2,500 is required on all Money Market Accounts. A $10 monthly maintenance fee applies if the daily balance falls below the minimum balance requirement at any time during the month. Fees could reduce earnings on accounts. Refer to TDECU’s Member Handbook & Truth in Savings Brochures for additional terms and conditions.