
TDECU Small Business Checking
An account for your every day business banking needs
Helping you prepare for tomorrow
Why choose us for your small business checking needs?
Why should you get a business account? You can easily keep your business and personal finances separate by using a different checking account for your business. This makes it easier to track your business expenses and will make your accounting processes more efficient. Additionally, having a separate business account can help you establish your business as a professional entity, which can build trust with your customers and vendors.
At TDECU, we offer all you need to meet your goals. With our low-cost small business checking accounts packed with features, we have the right option for you. If you are ready to open a business checking account, contact us today to get started.
Enjoy these features and benefits:
$20.00
Minimum Opening Deposit
to
0.12%
APY1
$5.00
Minimum Additional Deposit
$10.00
Monthly Fee2
Helping non-profits and businesses
Exclusive Business Checking Account
Our Exclusive Business Checking offers tiered rates3 that increase your earnings as you deposit more, with no maintenance fees to cut into your profits. Keep your finances organized by consolidating all your business banking in one place.
Non-Profit Accounts
Sole-Proprietor, Small Business, Commercial Transactions Accounts
If your business is established as a sole-proprietor, corporation, LLC, LLP, or any other legal entity, TDECU offers these features plus up to 150 free2 monthly item deposits. $10.00 monthly maintenance fee applies.
Did you know that we also offer Business Insurance?
TDECU Insurance Agency, LLC can provide your business with suitable coverage options made for lawyers.
In addition to a Business Owner’s policy, our licensed agents offer:
Commercial umbrella
Professional liability
Commercial auto, and more
For more information, visit us at tdecu.org/business-insurance or give us a call at (281) 269-8693

Ready to Open Your Business Account?
You can reach us online, in person, or over the phone.
- Contact us online – Complete the form
- Visit a local Member Center – Find a location
- Give us a call - (800) 839-1154
1APY = Annual Percentage Yield. Minimum deposit of $100,000.00 is required to open an Exclusive Business Checking Account. No monthly service fee. Minimum daily balance required in this account to obtain the disclosed APY stated on the Rate Schedule. Funds in business checking accounts may not be pledged as security for any loan(s). Other terms/conditions apply. Rates are subject to change without notice. Contact TDECU for complete details. Insured by NCUA and Excess Share Insurance. Interest rates are variable and will adjust monthly based on the current Fed Rate.
2Up to 150 items are processed without a fee per month. Deposits greater than 150 items per month will incur a fee of $0.25 per item. An "item" includes a debit, credit, or item in a deposit.
3Minimum deposit of $100,000.00 is required to open an Exclusive Business Checking Account. No monthly service fee. Minimum daily balance is required in this account to earn the Annual Percentage Yield listed on the Rate Schedule. Funds may not be pledged as security for any loan(s). Rates are variable based on the current Fed Rate and are subject to change without notice. Contact TDECU for complete details. Insured by NCUA and Excess Share Insurance.
4Minimum opening deposit for an IOLTA account is $100. No monthly service fee. IOLTAs are only available for legal firms and lawyers. All IOLTA Accounts require a Business Checking Account as an operating account. Funds in business checking accounts may not be pledged as security for any loan(s). Membership and standard account opening criteria apply. All accounts, loans, and services are subject to individual approval. Other terms/conditions apply. Rates are subject to change without notice. Contact TDECU for complete details. Insured by NCUA.