Skip to main content Skip to footer
Business Platinum Mastercard® from TDECU

Business Platinum Mastercard® from TDECU

The purchasing power you need
to get business done

Make the smart business move

We know as a business owner you want to make certain every dollar spent really counts. So why use your hard-earned money toward paying interest charges and fees on your current business credit card? TDECU wants to help you get more out of your everyday business expenses. With no annual fee and an APR1 as low as 7.99%, our Business Platinum Mastercard® lets you spend money where it matters most — driving your business forward.

The benefits your business deserves

Get bigger savings for your business with the Platinum Mastercard® from TDECU. Our cardholders enjoy the following perks:

  • 10¢ per gallon discount on fuel at Buc-ee’s2
  • 0% Introductory APR for 6 months3
  • 0% APR for 12 months on transferred balances4
  • No annual, balance transfer or cash advance fees
Apply Now

The Business Platinum Mastercard® from TDECU features these benefits:


Introductory APR3


Annual Fee


Balance Transfer Fee

Ready to put money back into your business?

Apply for your Business Platinum Mastercard® today

Annual Purchase Rates & Fees

Interest Rates & Interest Charges
Annual Percentage Rate (APR) for Purchases 0% Introductory APR for six months3. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.
APR for Balance Transfers 0% Introductory APR for twelve months4. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.
APR for Cash Advances The Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.
Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.
Fee Charges
Annual Fee $0
Late Payment Fee Up to $25
Returned Payment Fee Up to $25
Statement Copy $5
Rush card delivery $37.50

Say goodbye to high-interest rate credit cards and transfer your balance to a TDECU credit card

Business Platinum Mastercard® Frequently Asked Questions

Do I need a TDECU business account before applying for the Business Platinum Mastercard®?

Not initially. You can apply for a Business Platinum Mastercard® and if approved, we will open your TDECU Share Savings account, which will establish your membership.

What information will I need to provide when I apply for the Business Platinum Mastercard®?

You will need to provide information about you and your business, your business Tax Identification Number (TIN), and monthly income. You will also need to provide your guarantor’s information.

What is a TIN?

A TIN, or Tax Identification Number, is a nine-digit number used to identify a business in tax returns and other documents filed with the IRS. A TIN is either a Social Security number or an employer identification number (EIN).

Where can I apply for a Business Platinum Mastercard®?

Currently, we are only accepting online applications. Please click here to begin your online application.

How long will it take to receive my credit card?

Once approved, you will receive your Business Platinum Mastercard® in 7 to 10 days.

How can I check the status of my Business Platinum Mastercard®?

If you have questions about your existing application, please call (800) 839-1154 ext. 4618 for assistance.

What other benefits does the Business Platinum Mastercard® offer?

With Business Platinum Mastercard®, you’ll enjoy several benefits including extended warranties on most purchases, cell phone protection and a year-end summary of your charges. You’ll also save at the pump when you fuel up at participating Buc-ee’s locations2, and never worry about paying an annual fee.

1APR = Annual Percentage Rate. Rates, terms and conditions subject to change. Credit approval required.
2 Buc-ee’s fuel discount offer is subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
Offer only applied to balance transfer requests received by us within 30 days of account opening.
For details or questions call Mastercard Assist at (800) 622-7747.
Download Agreement and Disclosure here.