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Get your paycheck up to two days early  1  .

Direct Deposit
Get your paycheck up to two days early1.

Set up direct deposit to securely receive funds in your account as soon as they are posted.

Direct deposit is easy to set up with your employer

Fill out our Direct Deposit Enrollment Form for paychecks or deposits that are not related to government agency pay, military pay, or benefit pay, such as:

• Payroll
• Retirement / pension
• Annuity payments
• Other regular deposits

Get paid early so you can do more faster

Paydays never come fast enough. With direct deposit, your payroll or other recurring deposits are automatically posted to your designated account. No more waiting for your hard-earned money. TDECU makes your money available as soon as your employer deposits it—this can often be up to two days before most banks make your funds available to you.

  • Access to your money up to 2 days early
  • Save on gas and eliminate trips to the Member Center
  • Pay bills faster or kick off your weekend with money in hand
  • Eliminate the risk of a lost or stolen paper check
  • Enjoy the faster service and convenience for free

Employed by the government?

Setting up your direct deposit for government pay is easy, too

Government agency pay

Government agency pay

Use the Standard Form 1199A for agency pay or GoDirect if you receive benefit payments from the Federal Government for:

• Social Security
• Supplemental Security Income
• Veterans Affairs Benefits & Insurance Pay
• Railroad Retirement
• Civil Service Retirement
Military pay

Military pay

Use myPay if your paychecks are for:

• Active duty military service pay
• Reserve military pay
• Retirement military pay
• Department of Defense (DoD) pay
• Defense finance and accounting services pay

Get paid early with direct deposit

Fill out your direct deposit form and provide it to your employer to get started.
1Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.