Skip to main content Skip to footer
Join TDECU and experience the credit union difference.

Join TDECU and experience the credit union difference.

Last year our Members saved $47.4 million in lower rates and fees.


TDECU is a Member-owned credit union, founded over 60 years ago by a group of Dow employees who wanted a better way to bank. In the spirit of the cooperative, credit union movement, we remain committed to those looking to be their financial best. Membership is open to those who work and live in the Greater Houston, Victoria, Dallas-Fort Worth, and the Gulf Coast areas. You can open your account in minutes.

Auto Loan

as low as




as low as



Line of Credit

as low as



TDECU will fund $5 for your new savings account and $1 into your new checking account to give you all the benefits of membership!
Use our online application to open your savings account and you can open your checking account at the same time.
You can easily add funds to your accounts with a transfer from your current bank or with a debit/credit card.
Once your accounts are open, you can immediately enroll in Digital Banking. It's that simple.


The credit union difference

Let’s face it: traditional banks are broken. With high fees, poor customer service and cookie-cutter financial products and services that aren’t tailored to customer needs, banks have lost touch. It's no wonder why hundreds of people make the switch to credit unions annually.

TDECU is a not-for-profit financial cooperative where you are an owner, which means there are no corporate stockholders looking for a return. Instead we pass the profits on to you, our Members, in the form of lower fees and returns on deposit accounts.

Additional membership benefits

Get started now

*APY = Annual Percentage Yield
**APR = Annual Percentage Rate

Live Chat