Articles tagged with "Managing Credit"← Back to all articles
July 7, 2023
Mobile payment transactions have become commonplace, with more businesses than ever offering contactless payment with a mobile phone. Market researchers expect to see this increase even more in the...
May 16, 2023
Are you worried that past financial mistakes are impacting your ability to manage your personal finances effectively? Learn how ChexSystems, Inc. gathers and reports your banking history and provid...
April 24, 2023
At TDECU, we're constantly improving to increase safety and make our Members' experience easier. Our latest improvement is with our Balance Transfer feature. This blog will walk you through how to ...
April 18, 2023
How is it even possible not to have a credit score? Credit reports do not automatically appear when you get your social security number or open a bank account. Find out what it means if you have no...
March 2, 2023
You just received a chip credit card. Now, every time you go to a store, there is confusion over whether you insert or swipe your card. Why did credit card companies make a change to a system that ...
February 21, 2023
Has a friend or family member asked you to cosign a loan for them? What does that mean, and is it a good or bad idea? We give you the information you need to understand whether cosigning is right f...
February 14, 2023
If you use the overdraft protection on your bank account, will it drive your credit score down? Find out when or if an overdraft will affect your credit score.
January 31, 2023
TDECU has various financial calculators on our website, but not all are intuitive. The team that produced the calculators has developed ways for you to use the TDECU financial calculators best.
January 17, 2023
Your credit score may benefit by paying off a vehicle loan, but the actual impact may depend on a number of variables. How repaying a vehicle loan might impact your credit score is as follows:
December 27, 2022
Understanding a credit utilization ratio and how it affects your credit score can improve your financial health. Keep reading to find out how.
November 17, 2022
Credit reporting agencies try their best to standardize scores and prevent errors. Have you found an error on your credit report? If the error has lowered your credit score or you are the victim of...
November 15, 2022
Are you trying to maximize your credit score for a mortgage, car loan, or better credit card?
September 16, 2022
Learn whether disputing an item on your credit report can impact your score.
July 28, 2022
Learn about managing and paying your TDECU credit card in Digital Banking.
July 11, 2022
TDECU is changing the way you manage and pay your credit cards and statements. Everything is now streamlined and all in one place. Get the details here.
June 21, 2022
Find out how long a judgment stays on your credit report, what is a judgment, and more in this post from TDECU.
June 14, 2022
Wondering how often you need to check your credit score with credit bureaus? It will depend on your goals. We have the scoop from the experts at TDECU.
May 23, 2022
TDECU offers a variety of loans for your RV or boat, including fixed rates and no prepayment penalties. Apply online today.
May 19, 2022
Is a credit card right for you? TDECU describes the benefits, from earning rewards to building credit. Apply today to start enjoying the perks!
May 13, 2022
Find out what happens to your credit score when you cosign on a loan. Learn the ins and outs, as well as the risks, of being someone's guarantor.