Credit Card Pay-Off Calculator
What do I need to consider when choosing a credit card?
How are credit card interest rates determined?
Why choose a Balance Transfer?
Take control of your finances with a TDECU Balance Transfer
- Consolidate debt
- Simplify your payments
- Pay down balances at a lower interest rate
- Avoid paying higher interest charges
2One of the benefits of transferring an existing balance to a TDECU credit card is our 0% APR introductory offer for 12 months if the balance transfer is applied for within 30 days of account opening. After the introductory offer term, you will have to pay interest on the remaining balance. Read your card’s terms and conditions carefully to understand the change to your APR after the 12-month period. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.