Classic Checking
Earn interest and never pay unnecessary fees
Our personal Classic Checking account frees you of unnecessary fees and gives you great perks, like earning interest and no minimum balance requirements. Open a free checking account with TDECU and experience what it’s like to bank and pay your bills online, have access to more than 55,000 ATMs, and our Visa® debit card – all for free!
Reset Your Debit Card PIN
TDECU’s Free Classic Checking Account includes:
- No minimum balance
- Earns monthly interest
- Direct deposit
- No unexpected or hidden service fees
- Overdraft options
- Visa® debit card
- Access to 55,000+ surcharge-free ATMs worldwide
- Access to Digital Banking
- Access to our Bill Pay service
- Access to E-Documents service for paperless statements and notices
- Access to our Mobile Check Deposit service*
- Maxine Telephone Banking
Experience the Credit Union Difference
Overdraft Options
Sometimes the unexpected happens. Courtesy Pay is one of TDECU’s overdraft protection options for checking accounts if your account becomes overdrawn.
Learn more about Courtesy Pay →Digital Banking
All of our checking accounts come with access to online banking, both on your desktop and smartphone. Access your accounts anytime, anywhere.
Learn more about Digital Banking →Visa Debit Card
Leave your checkbook at home and start paying for purchases with your TDECU Visa Debit Card — it's smaller and more secure.
Learn more about Visa Debit Cards →*Subject to approval.
**APY = Annual Percentage Yield.
***Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 1.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances ≤$50,000; 0.25% APY on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account-holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details.
