TDECU Visa® Debit Cards
Simple, secure access to the funds in your checking account
Don’t have a TDECU checking account?
Every TDECU checking account comes with a free Visa® debit card. Find the account that meets your needs and complete your online application within minutes.
Do more with less in your pocket
Smaller than a checkbook and safer than carrying cash, a TDECU Visa® Debit Card is an easy and secure way to make your everyday purchases. You can use your debit card in-app, online, over the phone, or at millions of locations worldwide. Plus, you can take advantage of the following perks:
- Access your funds from over 55,000 surcharge-free ATMs1
- Enjoy zero annual fees and no finance charges
- Add your debit card to your digital wallet to make faster payments
Members with a TDECU checking account can request a Visa® debit card by calling us at (800) 839‑1154 or by visiting a local Member Center.
Choose your design
Showcase your state or team pride with one of the following design options. Simply make your selection when you open a new checking account or when you request a replacement card.
Designed with your financial safety in mind
Visa Zero Liability Policy
Visa’s policy protects you from unauthorized charges if your card is lost or stolen.2
Visa Purchase Alerts
Sign up today to receive alerts via text or email to help detect fraudulent activity in real‑time.
Falcon Fraud Protection
With Falcon Fraud, we continuously monitor your account for suspicious activity and will notify you immediately of any questionable transactions.
Frequently Asked Questions
- Selecting the Debit Card option when opening a new TDECU checking account
- Calling us at (800) 839-1154
- Visiting your local Member Center
- Sending us a secure message via TDECU Digital Banking
- Signing up for Visa Purchase Alerts
- Using the TDECU Digital Banking app
Which TDECU checking accounts include a debit card?
You can request a TDECU debit card for the following checking accounts: High-Yield Checking, Classic Checking, Forward Checking, Second Chance Checking, Elements Checking, Small Business Checking and Non-Profit Checking.
How can I order a TDECU Visa® Debit Card?
You can request a debit card by:
Please note that the University of Houston debit card is only available at our University of Houston Member Center.
How long does it take to receive a new TDECU Visa® Debit Card?
Debit cards requested during the online application process, by phone call, or by secure message via TDECU Digital Banking, will arrive by mail in 5 to 7 business days. You also have the option to request your debit card at a TDECU Member Center, where we can instant issue a card for you during your visit.
How do I notify TDECU of my upcoming travel plans?
For debit cards, notify TDECU at least two business days before your departure by sending Member Care a secure message in TDECU Digital Banking, or calling the number on the back of your card and providing the dates of your travel and the destination.
How can I easily monitor my debit card transactions?
You can stay on top of your debit card transactions by:
Visa Purchase Alerts help you monitor your spending and detect fraudulent debit card activity in real-time. The TDECU Digital Banking app also offers a variety of alerts to help you track transactions made to your account, while also giving you the ability to monitor your account balances, at anytime, from anywhere.
1 Subject to ATM owner. Charges that may apply.
2 Cardholders must take care in protecting their card and notify TDECU immediately of any unauthorized use.
IMPORTANT NOTICE: Due to very high levels of fraud, TDECU Visa® Debit Cards are blocked from use in Romania, Spain, Turkey, Russia, South Africa, Kuwait, Egypt, Singapore, Denmark, United Kingdom, and Netherlands. If you plan to travel to any of these countries and need to use your TDECU Visa® Debit Card, please notify TDECU prior to your trip so that we can make a notation to your card.
