
High-Yield Checking
by TDECU
Get more for your money with
1.00% APY1 on checking and savings.
No fees. No minimum balance.
Let your money work for you
Earning more means you can do more – that’s the power of the High-Yield Checking account from TDECU. With a yield that’s more than 8x higher than other solutions – our High-Yield Checking account gives you all the features of a regular checking account and even more benefits.
Plus, we’ll give you even more by automatically upgrading your primary savings account to earn 1.00% APY on balances.
TDECU High-Yield Checking account benefits
No fees, no minimum balance
Enjoy no fees and no minimum balance requirement
Identity theft protection
Free identity theft recovery services
Free monthly credit score
Receive your credit score on your statement each month
ATM fee rebates
Up to $30 per month in ATM fee rebates
Open your High-Yield Checking account now
TDECU online application process
Gather your personal info, including your government issued ID and Social Security (or TIN) number
Fill out our online application
Fund your account using an electronic transfer from an existing bank account, credit or debit card
Earn 8x the national average on checking with these simple steps

Use your debit card
Simply make 10 or more debit card transactions each month (not including ATM transactions).

Set up monthly direct deposit
Monthly deposits must total more than $500 a month. Direct deposits may be sent via ACH, payroll, pension or government benefits. Learn how.
Already have a TDECU personal checking account?
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