High-Yield Checking from TDECU
Get more for your money with 1.00% APY 1
on account balances
What is a high-yield checking account?
A high-yield checking account offers the ability to earn more on your account balance thanks to a higher annual percentage yield (APY). Compared to regular checking accounts, which usually offer low to no interest, a high-yield checking account is an easy way to make more on your current balance.
With High-Yield Checking from TDECU2, you not only earn 12.5x the national average than other checking products, you also gain access to free identity theft recovery services, free credit score monitoring and ATM fee rebates. We also automatically upgrade your TDECU savings account to a high-yield savings account so you earn 1.00% APY on your savings balance.
High-Yield Checking from TDECU features these benefits:
Monthly Fee
to 1.00%
Annual Percentage Yield (APY)
Minimum Balance
Open a High-Yield Checking Account today
How to Earn Interest on Your High-Yield Checking Account
Earn 12.5x the national average on your checking account balance by following these simple steps:
Use your debit card
Simply make 10 or more debit card transactions each month (not including ATM transactions).
Set up a monthly direct deposit
Monthly deposits must total $500 or more and may be deposited via ACH, payroll, a pension or from government benefits.
Save paper with eDocuments
Help us save a few trees when you enroll to receive paperless statements and notices.
Upgrade to High-Yield Checking in one easy step
1 APY = Annual Percentage Yield
2 Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 1.00% on HYC balance up through $20,000 and 0.25% on any HYC balance over $20,000; 1.00% APY on primary savings balance up through $50,000 and 0.25% APY on primary savings balance over $50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account-holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
