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TDECU Business Checking and Savings Accounts

TDECU Business Checking and Savings Accounts

The first step to building your business’ finances

The more you save, the more you earn

The more you save, the more you earn

Savings accounts are another way to make the most of your money. Earn interest and easily transfer funds to your checking account to help manage cash flow and build up your available funds for the future. Open your account with just $5.00.

Options to help your business thrive

Opening a checking account is the first step to growing your business. No matter what stage your business is in, part of your success includes managing your finances. Fortunately, TDECU offers flexible banking solutions for your daily financial needs.

Our commercial deposit accounts make banking simple, and our products grow with your business. When you open a business checking account, you gain access to Merchant Services, a TDECU Visa® debit card, and the option to tie a line of credit to your account.

TDECU Business Savings and Checking Accounts feature these benefits:

As
Low As

$5

Opening Deposit

Free

Digital Banking

As
Low As

$0

Service Fees3

Compare Checking and Savings Accounts

Our checking and savings accounts offer earned monthly dividends, no minimum daily balance requirements, access to TDECU Digital Banking, mobile check deposit , surcharge-free ATMs, and low to no fees.

 

Small Business Checking

An account for your banking needs every day. A TDECU Small Business Checking account provides you with real-time access, easy-to-use features, and personalized service.

$20.00

Minimum Opening Deposit

$5.00

Minimum Balance

0.12%

Interest Rate

0.12%

APY1

$10.00 3

Monthly Fee

 

Money Market Account

An MMA account is like a savings account but offers checking features, as well. We offer competitive rates, no term restrictions, and higher earnings, giving you a secure place to save your money.

$2,500.00

Minimum Opening Deposit

$2,500.00

Minimum Balance

Variable

Interest Rate

Variable

APY1

$0.00 2

Monthly Fee

 

Commercial Share Savings

This is a simple, interest-earning account used to save for operations, large purchases, and other business-related expenses, offering you stability and access to your funds when you need them.

$5.00

Minimum Opening Deposit

$5.00

Minimum Balance

0.10%

Interest Rate

0.10%

APY1

$0.00

Monthly Fee

 

Club Savings

Club savings accounts are simply secondary business savings accounts ideal for helping you save for future needs or expenses, a particular designated purpose, and reaching specific financial goals.

$5.00

Minimum Opening Deposit

$0.00

Minimum Balance

0.10%

Interest Rate

0.10%

APY1

$0.00

Monthly Fee

1 APY = Annual Percentage Yield.
2 $2,500 Minimum balance required to avoid maintenance Fee
3 Up to 150 items are processed without a fee per month. Any items over 150 per month will incur a fee of $0.25 per item. An "item" includes a debit, credit, or item in a deposit.

View TDECU Business Deposit Account Terms & Conditions

Ready to Open Your Business Account?

You can reach us online, in person, or over the phone.

Download the Business Account Document Checklist

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