Providing options to help your business thrive
Our small business and commercial deposit accounts makebanking simple, and our products can grow with you as your business grows. When you open a business checking account, you can also enjoy Merchant Services, a TDECU Business Mastercard, and get a Business Line of Credit tied to your account as an overdraft protection.
No service fees for Non-Profit Accounts
Free online and mobile banking
Convenient and free bill payment
If your business is established as a non-profit or club, TDECU offers you a checking account that charges no monthly fees while continuing to provide all the services listed above.
Sole-Proprietor, Small Business, Commercial Transaction Accounts
If your business is established as a sole-proprietor, corporation, LLC, LLP, or any other legal entity, TDECU offers a basic checking account with all of the above listed features for only $10 per month.
|Returned Items||$32 per presentment|
|Non-Sufficient Funds/NSF Items||$32 per presentment|
|Coin||$0.25 per roll|
|Currency||$0.15 per strap|
|Check/Draft Copy||$3 each|
|Statement Copy||$5 per statement|
|Stop Payment||$28 each|
|Regulation D Violation||$25 per account per month|
|Reverse Wire Fee||$20|
|Wire Transfers (Domestic)||$15 (Online) |
$20 (in branch or by phone)
|Wire Transfers (Foreign)||$45|
|Courtesy Pay3||$32 each occurrence|
|ACH Returned Item||$32 per presentment|
|Foreign Item Collection||$20 each|
As of May 1, 2019
1 APY = Annual Percentage Yield. Last Interest Declaration Date is April 15, 2019.
2 Federal regulations limit the number of transfers/withdrawals from a money market account to six per calendar month via fax, telephone, online, ACH, or money market check. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.
3 Fee applies when overdraft is created by check, in-person, withdrawal, ATM withdrawal, or other electronic means.
An "item" takes into consideration a debit, a credit or items in a deposit.
If you have any questions ore require further rate or fee information on your account, please call TDECU at 800-839-1154.