Providing options to help your business thrive
Our small business and commercial deposit accounts make banking simple, and our products can grow with you as your business grows. When you open a business checking account, you can also enjoy Merchant Services, a TDECU Business Mastercard, and get a Business Line of Credit tied to your account as an overdraft protection.
No service fees for Non-Profit Accounts
Free online and mobile banking
Convenient and free bill payment
If your business is established as a non-profit or club, TDECU offers you a checking account that charges no monthly fees while continuing to provide all the services listed above.
Sole-Proprietor, Small Business, Commercial Transaction Accounts
If your business is established as a sole-proprietor, corporation, LLC, LLP, or any other legal entity, TDECU offers a basic checking account with all of the above listed features for only $10 per month.
|Returned Items||$32 per presentment|
|Non-Sufficient Funds/NSF Items||$32 per presentment|
|Coin||$0.25 per roll|
|Currency||$0.15 per strap|
|Check/Draft Copy||$3 each|
|Statement Copy||$5 per statement|
|Stop Payment||$28 each|
|Regulation D Violation||$25 per account per month|
|Reverse Wire Fee||$20|
|Wire Transfers (Domestic)||$15 (Online) |
$20 (in branch or by phone)
|Wire Transfers (Foreign)||$45|
|Courtesy Pay3||$32 each occurrence|
|ACH Returned Item||$32 per presentment|
|Foreign Item Collection||$20 each|
As of May 1, 2019
1 APY = Annual Percentage Yield. Last Interest Declaration Date is April 15, 2019.
2 Federal regulations limit the number of transfers/withdrawals from a money market account to six per calendar month via fax, telephone, online, ACH, or money market check. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.
3 Fee applies when overdraft is created by check, in-person, withdrawal, ATM withdrawal, or other electronic means.
An "item" takes into consideration a debit, a credit or items in a deposit.
If you have any questions ore require further rate or fee information on your account, please call TDECU at 800-839-1154.