Looking for savings options for children under 13 years old?
A M3 Money Club account from TDECU may be the answer! Our M3 Money Club account is a youth savings account designed for kids ages 4 to 12. Opening the account is simple, membership is free, and parents can easily transfer funds into their child’s account through TDECU Digital Banking.
Get started on developing solid financial habits
How you handle your finances can have a major impact on your life. But, if you are under 18 years old, you have a huge advantage – your age! By saving at a young age and learning smart money habits, you are taking a giant step toward financial independence.
At TDECU, we want to help you take that step forward. When you open an Elements Teen Club account, you gain access to a wide range of financial products and services, including:
Annual Percentage Yield (APY)
Help build future success by fostering strong financial habits now
Designed for teens between the ages of 13 and 17, an Elements Teen Club account teaches valuable skills, such as saving, budgeting, and money management.
Get started with only $5.00
Low minimum deposits to open a savings and checking accounts
1 Not valid on auto-renewing CDs. Minimum amount to open is $100. Other restrictions may apply. A penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Member Handbook and Truth in Savings brochures for additional terms and conditions.
2 TDECU ATM Card available to Members ages 13 and older. TDECU Visa® Debit Card available to Members ages 16 and older.