You deserve to be rewarded
Do you love the flexibility of cash rewards? Well, then you should love Cash Rewards from TDECU! With our program, you can track and redeem your credit card rewards directly from the TDECU Digital Banking app. Plus, you have complete control over how and when you cash in on your rewards!
Unlock a world of features and rewards
The Onyx Mastercard® is far from a hyped-up cash rewards program that requires you to spend a lot for little in return. With your Onyx credit card, you can earn unlimited 2% Cash Rewards on all qualified purchases2 with no annual fee and rates as low as 9.50% APR1. Plus, Onyx cardholders receive the same great services and benefits as our other TDECU credit cards, including a 5% discount on fuel and in-store purchases at participating Buc-ee’s locations3.
Annual Purchase Rates and Fees
|Interest Rates & Interest Charges
|Annual Percentage Rate (APR) for Purchases
|0% Introductory APR for six months4. After that, the Standard Rate APR will range from 9.50% to 17.50%, based on your creditworthiness.
|APR for Balance Transfers
|0% Introductory APR for twelve months5. After that, the Standard Rate APR will range from 9.50% to 17.50%, based on your creditworthiness.
|Avoid Paying Interest on Purchases
|Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
|For Credit Card Tips from the Consumer Financial Protection Bureau
|To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.
|Late Payment Fee
|Up to $25
|Returned Payment Fee
|Up to $25
|Rush card delivery