Save by transfering your balances from department store and other high rate cards
Rates as low as 7.99% APR*
A low-rate solution to finance your carried balances and large purchases
7.99% - 17.99% APR*
- ID theft restoration services
- Year-end charge summary
- Minimum payments as low as 2% of balance (minimum $18)
- Convenient payment options
- 25-day interest-free grace period if balance is paid in full by next payment due date
Terms, APR, & Fees
|Interest Rates & Interest Charges|
|Annual Percentage Rate (APR) for Purchases||0% Introductory APR for six months1. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.|
|APR for Balance Transfers||0% Introductory APR for twelve months2. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.|
|APR for Cash Advances||0% Introductory APR for six months1. After that, the Standard Rate APR will range from 7.99% to 17.99%, based on your creditworthiness.|
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau|
|Late Payment||Up to $25|
|Returned Payment||Up to $25|
|Rush card delivery||$37.50|
Platinum MasterCard® FAQs
How old do you need to be to apply for a credit card?
How long will it take to receive my credit card?
What is an APR?
What is the grace period?
Do TDECU credit cards charge annual fees?
*APR = Annual Percentage Rate. Rates, terms and conditions subject to change. Credit approval required.
1 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
2Offer only applied to balance transfer requests received by us within 30 days of account opening.
Credit cards qualifying for conversion to a Buc-ee’s Mastercard include TDECU Mastercard Classic, Platinum and Visa Platinum cards. Offer is available until further notice and is not valid with other discounts. Other restrictions may apply.
Download Agreement and Disclosure here.