What makes TDECU different?
Thinking bigger? We are here to help.
Whether you are buying, building, or remodeling, we have the expertise and solutions to help your business grow. TDECU is here for you with local industry experience to get you where you want to be with competitive rates and terms, and the desire to help your business succeed.
We understand your business is your second home and sometimes it may feel like your first, so we want to give you time to focus on what is most important - running your business. We will help structure a loan to meet your needs with personalized service and options.
Proven. Trusted. Reliable. Together, we will get the job done.
Things to consider when it’s time to make your move
Your TDECU team is comprised of the best financial experts in the area, who work hard to understand your business goals and needs for growth today and in the future. With a variety of financial products, excellent service, and local roots – we are your one-stop financial partner. Here are some tips to get you on the right path when considering a loan:
- Determine your budget and the amount you will need to finance
- Have a solid business plan in place
- Discuss loan options and a variety of terms and rates with your lender
- Have your financial documents in order to get the best rate and quickest approval
- Consult with experts to understand the amount of financial support you will need to build and design what you really need
- Choose a quality builder or company with a good reputation
1 APR = Annual Percentage Rate.
2 Rate dependent on fixed or floating rate option, property type, and credit qualification.
3Offer applies to a 5-year fixed rate loan with payments calculated over 30 years. A balloon payment may apply at the end of the loan term. To receive this offer, loans must be new money financed with TDECU, and approval of loan requires opening and maintaining a TDECU Business Checking with payments being automatically drafted from that account, issuance of a TDECU Business MasterCard, and applicant open to allow TDECU Insurance Agency, LLC* to provide insurance quote for the collateral. Terms based on credit parameters and qualification criteria for TDECU’s Owner Occupied loan program, where TDECU holds a first lien position. Program Terms are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as a commitment or offer to lend. Loan is secured by the real estate you are financing. Ask us about additional rates and margins that may apply. All loans are subject to credit and property approval. Other restrictions, limitations and fees may apply. Property must be located within TDECU’s designated areas in Texas; speak to a loan officer for details.
*Insurance products are not deposits, not NCUA insured, and not guaranteed by TDECU insurance Agency, LLC or TDECU.