Buc-ee's Platinum Mastercard® from TDECU
Save 5% when you fuel up and shop at participating Buc-ee’s locations2
New to TDECU?
We are excited to have Buc-ee’s Platinum Mastercard® cardholders throughout the U.S. and cannot wait for you to join the group! If you are not a TDECU Member, we recommend you check out our membership page for more information on TDECU and our membership eligibility requirements.
Join in on the savings!
As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including a 5% discount when you buy fuel or shop in-store at participating Buc‑ee’s locations2. Plus, there’s no better way to show your love than by carrying the power of the beaver right in your pocket! Apply today, show your pride, and save next time you visit your favorite Buc-ee's!
The Buc-ee’s Platinum Mastercard® from TDECU features these benefits:
0%
Introductory Purchase APR3
for the first six months
Save 5%
In-store and at the pump at Buc‑ee’s2
$0
Annual Fee
13.49% - 17.99%
APR1 for purchasesAdditional Benefits
No annual fees or cash advance fees
Minimum payment and incentives
Minimum payments as low as 2% of your balance (minimum $18)
25–day interest–free grace period if balance is paid in full by the next payment due date
Account protection
- Zero liability protection5
- Free identity theft protection
Travel benefits
- Worldwide acceptance and ATM access
- Baggage Delay Insurance
- $100,000 Travel Accident Insurance
- No currency conversion charges
- Mastercard® global services
| Interest Rates & Interest Charges | |
|---|---|
| Annual Percentage Rate (APR) for Purchases | 0% introductory APR for purchases made within the first six months that your account is opened. After that, your Standard Rate APR will be: Buc-ee's Platinum Mastercard 13.49% - 17.99% This APR will vary with the market based on the Prime Rate. |
| APR for Balance Transfers | 0% introductory APR for the first twelve months on balance transfers processed within the first 30 business of account opening. After that, your Standard APR will be: Buc-ee's Platinum Mastercard 13.49% - 17.99% This APR will vary with the market based on the Prime Rate. |
| APR for Cash Advances | Buc-ee's Platinum Mastercard 13.49% - 17.99% This APR will vary with the market based on the Prime Rate. |
| Penalty APR and When it Applies | 17.99%. This APR will vary with the market based on the Prime Rate. We may apply the Penalty APR to your account if you:
|
| Paying Interest | Your due date will be a minimum of 25 days after the close of each billing cycle. We will not charge you interest on new purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore |
| Fees | |
|---|---|
| Annual Fee | None |
| Penalty Fees | |
| Late Payment Fee | Up to $25.00 |
| Returned Payment Fee | Up to $25.00 |
| Transaction Fees | |
| Balance Transfer Fee | Up to 5% of the balance transfer amount. |
| Phone Payment Fee | A fee of up to $10.00 is charged when making a payment by phone. |
| Rush card delivery | $37.50 per plastic for rush cards |
Buc-ee's Platinum Mastercard® Frequently Asked Questions
How old do you need to be to apply for a credit card?
What information does TDECU require when I apply for a credit card?
How long will it take to receive my credit card?
You will receive your card 7-10 days after you are approved or from when your replacement is requested.
What is an APR?
What is the grace period?
Do TDECU credit cards charge annual fees?
1 APR = Annual Percentage Rate. Rates, terms and conditions subject to change. Credit approval required.
2 Buc-ee’s fuel and in-store discount offer is subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
4 0% introductory APR for the first twelve months on balance transfers processed within the first 30 business days of account opening.
5 Zero Liability protection from Mastercard provides protection against "unauthorized transactions”.
For details or questions call Mastercard Assist at 800-622-7747
If you opened your account before December 1, 2024, click here to see or review your disclosure.
If you opened your account after December 1, 2024, click here to see or review your disclosure.
Download our Buc-ee's Credit Card Benefits Program Terms and Conditions