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Second Chance Checking Account with TDECU

Second Chance Checking Account with TDECU

An opportunity to start fresh

Manage your account on the go

Manage your account on the go

Once enrolled in TDECU Digital Banking, you can enjoy the following tools from your computer, tablet or mobile devices:

Need help getting your finances back on track?

At TDECU, we are in the business of improving lives. And that includes supporting you, even when others won’t. No matter where you are on your journey now is the time to get your personal finances on track. TDECU’s Second Chance Checking helps you restore and rebuild your financial status.


Second Chance Checking accounts have a monthly maintenance fee of $10 and do not earn interest. After 12 months of the account being in good standing, it is eligible for higher-level checking accounts upon request and review.

Features and Services for Second Chance Account Holders

  • Visa® debit card
  • Courtesy Pay – optional ($200 protection after 60 days)
  • Access to 55,000+ surcharge-free ATMs
  • Free Online Banking & Bill Pay
  • Free 24/7 access to Member Care
Ready to apply for a Second Chance checking account?

Schedule an appointment at a local TDECU Member Center

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