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Checking Accounts

Find the best checking account for you

TDECU offers a range of flexible checking accounts to help you reach your goals, including high-yield, classic, teen and business accounts.

 

High-Yield Checking

Our new approach to money management. Get your FREE High-Yield Checking account and begin earning more on your balances!

Minimum Balance

$0

Interest Rate

0.99%

APY*

1.00%

Interest Paid

Monthly

Online Access

Free online and mobile banking

Other Benefits

No monthly service fee.
Free credit score on your monthly statement.
Free identity theft recovery services.

 

Classic Checking

Earn interest with no minimum balance requirements. We'll even fund your account, gaining you access to over 55,000 ATMs and our Visa ® debit card.

Minimum Balance

$0

Interest Rate

0.02%

APY*

0.02%

Interest Paid

Monthly

Online Access

Free online and mobile banking

Other Benefits

No monthly service fee

 

Elements Teen Checking

TDECU’s Elements Teen Checking is designed to help young Members, ages 13-17 develop solid financial habits for saving, budgeting and managing their money.

Minimum Balance

$0

Interest Rate

0.02%

APY*

0.02%

Interest Paid

Monthly

Online Access

Free online and mobile banking

Other Benefits

Exclusive age-appropriate (13-17) financial education content

 

Business Checking

Our small business and commercial deposit accounts make banking simple and our products can grow with you as your business grows.

Minimum Balance

$20

Interest Rate

0.12%

APY*

0.12%

Interest Paid

Monthly

Online Access

Free online and mobile banking

Other Benefits

Our small business and commercial deposit accounts make banking simple, and can grow as your business grows.

 
 
 
 

High-Yield Checking

Classic Checking

Elements Teen Checking

Business Checking

Our new approach to money management. Get your FREE High-Yield Checking account and begin earning more on your balances!

Earn interest with no minimum balance requirements. We'll even fund your account, gaining you access to over 55,000 ATMs and our Visa ® debit card.

TDECU’s Elements Teen Checking is designed to help young Members, ages 13-17 develop solid financial habits for saving, budgeting and managing their money.

Our small business and commercial deposit accounts make banking simple and our products can grow with you as your business grows.

Minimum Balance

$0

Minimum Balance

$0

Minimum Balance

$0

Minimum Balance

$20

Interest Rate

0.99%

Interest Rate

0.02%

Interest Rate

0.02%

Interest Rate

0.12%

APY*

1.00%

APY*

0.02%

APY*

0.02%

APY*

0.12%

Interest Paid

Monthly

Interest Paid

Monthly

Interest Paid

Monthly

Interest Paid

Monthly

Online Access

Free online and mobile banking

Online Access

Free online and mobile banking

Online Access

Free online and mobile banking

Online Access

Free online and mobile banking

Other Benefits

No monthly service fee.
Free credit score on your monthly statement.
Free identity theft recovery services.

Other Benefits

No monthly service fee

Other Benefits

Exclusive age-appropriate (13-17) financial education content

Other Benefits

Our small business and commercial deposit accounts make banking simple, and can grow as your business grows.

Learn how to balance your checking account.


*APY = Annual Percentage Yield. New Forward Checking accounts are no longer offered. However, we invite you to check out our new High-Yield Checking account which offers higher rates and additional benefits, all without a monthly fee! Members using Forward or Classic Checking are encouraged to upgrade checking accounts. Should you have questions about your existing Forward Checking account, or how you can get High-Yield Checking, please call us at (800) 839-1154. For our High-Yield Checking accounts only, members qualify for Identity Theft Recovery Services; see the Terms and Conditions for additional information regarding this benefit.

Manage your account online and on the go

Register for Online and Mobile Banking. It’s quick, easy, and free. Online and Mobile Banking gives you secure online access to your accounts so you can:

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