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TDECU Free Checking

TDECU Free Checking

Earn interest and never pay unnecessary fees

New to TDECU?

As a thank you for becoming a TDECU Member, we will deposit $5.00 into your Share Savings account and $1.00 into your Free Checking account when you apply online. So why wait? Start your application today!

Welcome to the New and Improved Free Checking Account

At TDECU, we believe in providing you with banking solutions that are simple, transparent, and free from unnecessary fees1. That's why we're excited to offer you our fee-free Free Checking account – a straightforward solution to give you more control over your finances.

Open your Free Checking Account today! Bank with TDECU and keep your money where it belongs – in your pocket! Experience the freedom of fee-free banking by opening today.

Free Checking with TDECU offers these benefits:


Monthly fees




Minimum balance

Experience True Freedom with Free Checking:

Say goodbye to complicated banking and hidden fees. With our Free Checking account, you will enjoy a host of benefits designed to make your financial journey smooth and effortless:
  • Earn Monthly Interest
  • Zero Monthly Maintenance Fees
  • Direct Deposit Capabilities
  • Transparent Banking (No unexpected or hidden service fees)
  • Courtesy Pay – Overdraft Protection
  • Visa® Debit Card

Compare checking accounts

Want to look at your options? Check out TDECU's checking accounts side by side.
AccountInterest RateAPY
Value Plus Checking3.93%4.00%
Free Checking0.02%0.02%
High Yield Checking2.47%2.50%
Elements Teen Checking0.10%0.10%
Restart Checking0.00%0.00%

Open a TDECU Free Checking account

with your financial partner for life!
Free refers to no monthly maintenance fees. Subject to account and penalty fees.  See fee schedule.
2 Annual Percentage Yield.
3 Subject to ATM owner. Charges may apply.