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Certificates of Deposit

APY1 up to

4.50%

Balance Transfers

Introductory APR6 of

0%

Credit Cards

Introductory APR2 of

0%

Checking Accounts

APY1 up to

4.00%

Improving Lives. It’s What We Do.®

Last year our Members saved $53.1 million in lower rates and fees.
Tired of waiting for your paycheck to appear in your checking account?

Get paid up to two days early with direct deposit!4

Score Big with Texans Checking
Team up with TDECU and the Texans

With a TDECU checking account, you can enjoy:

  • Surcharge-free ATMs4
  • No monthly minimums
  • Earn up to 26x the national average5 on your account balances
Apply Now

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s3
  • 0% introductory APR 2
  • No annual fees
Apply Now

Protect yourself from fraud
TDECU will NEVER ask for your:

  • Username

  • Password

  • PIN

Via text, direct message, or phone.

Learn More

BUC-EE’S PLATINUM MASTERCARD®
Save at the pump

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s3
  • 0% introductory APR 2
  • No annual fees
Apply Now

Digital Banking
Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view
Ready to manage your finances on the go?

TDECU Digital Banking offers secure and convenient banking from anywhere, at anytime.

Ready to manage your finances on the go?

Enroll now and enjoy the benefits of secure and convenient banking from anywhere, at anytime.

Can't find what you're looking for?

Try our search below.

1 APY = Annual Percentage Yield

2 APR = Annual Percentage Rate. Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account. Does not apply to cash advances on TDECU's Onyx Credit Card.

Buc-ee’s fuel and in-store discount offer is subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

4 Subject to ATM owner. Charges may apply.

5Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. Highest APY includes 4.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 4/10/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA. An $8.00 monthly maintenance fee applies to the Value Plus Checking account. To waive the monthly fee, you MUST maintain a minimum balance of $5,000.00 OR set up and maintain a direct deposit of $1,000.00 or more.

6APR = Annual Percentage Rate. Terms of this offer may change at any time. Offer only applied to balance transfer requests received by us within 30 days of account opening. Members that apply for a new TDECU credit card will be granted the APR disclosed at the time of credit card account approval for future purchases. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Balance transfers cannot be used for paying on existing TDECU credit card or loan balances.

1 APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 4.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 1/25/24. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.

2 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.

3 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

4 Subject to ATM owner. Charges may apply.