Personal Banking Checking built for Space City.
No monthly fees.1 No minimums. No-brainer.
Checking Accounts
APY2 up to
Credit Cards
Introductory APR3 of
Commercial Equipment Loans
APR4 starting at
Home Advantage Loans
APR5 starting at
TDECU Digital Banking Tools
Once enrolled in digital banking you will enjoy the following features from your computer, tablet, or mobile device.
Bank Smarter, Anytime, Anywhere
Download the TDECU Mobile App to manage your money on the go. Check balances, transfer funds, deposit checks, pay bills, and stay on top of your finances—all from the palm of your hand.
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1 Free refers to no monthly maintenance fees. Subject to account and penalty fees. See fee schedule.
2 APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 3.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 8/1/25. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
4 APR=Annual Percentage Rate. Rate and term based upon vehicle make, model, and credit qualification. Rates, terms, and conditions subject to change. Credit subject to approval. Other rates are available.
5APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice. Credit approval and proof of income required. Other terms and conditions may apply; contact TDECU for details. Advertised rates include a 0.25% discount for a recurring direct deposit with an aggregate total of $250 or more per month to a TDECU savings or checking account and an additional 0.50% discount for having your mortgage with TDECU. Terms of Repayment: A $20,000 TDECU Home Advantage Personal Loan with an 84-month term at 8.99% equals a $321.68 monthly payment; Other terms/conditions apply; contact TDECU for details
6Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
7 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.
1 Free refers to no monthly maintenance fees. Subject to account and penalty fees. See fee schedule.
2 APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of two accounts per member. The minimum opening deposit is $50.00. Highest APY includes 3.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 8/1/25. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
4 APR=Annual Percentage Rate. Rate and term based upon vehicle make, model, and credit qualification. Rates, terms, and conditions subject to change. Credit subject to approval. Other rates are available.
5APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice. Credit approval and proof of income required. Other terms and conditions may apply; contact TDECU for details. Advertised rates include a 0.25% discount for a recurring direct deposit with an aggregate total of $250 or more per month to a TDECU savings or checking account and an additional 0.50% discount for having your mortgage with TDECU. Terms of Repayment: A $20,000 TDECU Home Advantage Personal Loan with an 84-month term at 8.99% equals a $321.68 monthly payment; Other terms/conditions apply; contact TDECU for details
6Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
7 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.