Skip to main content Skip to footer
Member Centers will be closed Monday, January 20, 2020 in observance of Martin Luther King Jr. Day. ×
Menu

Compare all TDECU Savings Accounts

Find the best savings account for you

Saving money is the key to building wealth, with the added benefits of financial security and managing unexpected expenses.

TDECU offers a range of savings choices to help you reach your goals, including share savings, club and children's accounts.

TDECU Savings Accounts

Comparison

Share Savings

Club Savings

Elements Teen Club

M3 Money Club

Best if you want... To become a TDECU Member. A second TDECU savings account. A savings account for your teen. A savings account for your kids.
Share savings account Club savings Account Elements of money club M3 money club
Open Now Open Now Learn More Learn More
Benefits
  • No monthly service fee
  • Interest is compounded and paid monthly
  • Free online and mobile banking
  • No minimum balance
  • No monthly service fee
  • Interest is compounded and paid monthly
  • Free online and mobile banking
  • Exclusive age-appropriate (13-17) financial education content
  • No monthly service fee
  • Interest is compounded and paid monthly
  • Exclusive age-appropriate
    (4-12) financial education content
  • No monthly service fee
  • Interest is compounded and paid monthly
Minimum Balance $5 $0 $5 $0
Rates 0.10% Interest Rate
0.10% APY*
0.10% Interest Rate
0.10% APY*
0.10% Interest Rate
0.10% APY*
0.10% Interest Rate
0.10% APY*
See Details See Details See Details See Details

TDECU Savings Accounts

Share Savings

Share Savings

Best if you want...

To become a TDECU Member.

Benefits

  • No monthly service fee
  • Interest is compounded and paid monthly
  • Free online and mobile banking

Minimum Balance

$5

Rates

0.10% Interest Rate

0.10% APY*

See Details Open Now

Club Savings

Club Savings

Best you want...

A second TDECU savings account.

Benefits

  • No minimum balance
  • No monthly service fee
  • Interest is compounded and paid monthly
  • Free online and mobile banking

Minimum Balance

$0

Rates

0.10% Interest Rate

0.10% APY*

See Details Open Now

ELEMENTS TEEN CLUB

Elements of Money Teen Club

Best if you want...

A savings account for your teen.

Benefits

  • Exclusive age-appropriate (13-17) financial education content
  • No monthly service fee
  • Interest is compounded and paid monthly

Minimum Balance

$5

Rates

0.10% Interest Rate

0.10% APY*

Learn more

M3 MONEY CLUB

M3 Money Club

Best if you want...

A savings account for your kids.

Benefits

  • Exclusive age-appropriate (4-12) financial education content
  • No monthly service fee
  • Interest is compounded and paid monthly

Minimum Balance

$0

Rates

0.10% Interest Rate

0.10% APY*

Learn more

*APY = Annual Percentage Yield
Federal regulations limit the number of transfers/withdrawals from a savings account to six per calendar month via fax, telephone, online, ACH, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.

Fees could reduce earnings on accounts.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.

Earn even more with High-Yield Checking!

With High-Yield Checking, your PRIMARY SAVINGS ACCOUNT will automatically be upgraded to earn 1.00% APY* on balances!

Manage your account online and on the go

Register for Online and Mobile Banking. It’s quick, easy, and free. Online and Mobile Banking gives you secure online access to your accounts so you can:

Register for Online and Mobile Banking

Live Chat