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Compare all TDECU Savings Accounts

Find the best savings account for you

Saving money is the key to building wealth, with the added benefits of financial security and managing unexpected expenses.

TDECU offers a range of savings choices to help you reach your goals, including share savings, club and children's accounts.

 

Share Savings

Required if you want to become a TDECU Member.

Minimum Balance

$5.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Online/Mobile Banking

Other Benefits

No monthly service fee

 

Club Savings

Best if you want a second savings account to save for a specific goal.

Minimum Balance

$0.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Online/Mobile Banking

Other Benefits

No monthly service fee

 

Elements Teen Savings

Best if you want a savings account for your teen, ages 13-17.

Minimum Balance

$5.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Online/Mobile Banking

Other Benefits

Exclusive age-appropriate financial education content

 

M3 Money Club

Best if you want a savings account for your kids, ages 4-12.

Minimum Balance

$5.00

Interest Rate

0.10%

APY*

0.10%

Interest Paid

Monthly

Online Access

Free Online/Mobile Banking

Other Benefits

Exclusive age-appropriate financial education content

 
 
 
 

Share Savings

Club Savings

Elements Teen Savings

M3 Money Club

Required if you want to become a TDECU Member.

Best if you want a second savings account to save for a specific goal.

Best if you want a savings account for your teen, ages 13-17.

Best if you want a savings account for your kids, ages 4-12.

Minimum Balance

$5.00

Minimum Balance

$0.00

Minimum Balance

$5.00

Minimum Balance

$5.00

Interest Rate

0.10%

Interest Rate

0.10%

Interest Rate

0.10%

Interest Rate

0.10%

APY*

0.10%

APY*

0.10%

APY*

0.10%

APY*

0.10%

Interest Paid

Monthly

Interest Paid

Monthly

Interest Paid

Monthly

Interest Paid

Monthly

Online Access

Free Online/Mobile Banking

Online Access

Free Online/Mobile Banking

Online Access

Free Online/Mobile Banking

Online Access

Free Online/Mobile Banking

Other Benefits

No monthly service fee

Other Benefits

No monthly service fee

Other Benefits

Exclusive age-appropriate financial education content

Other Benefits

Exclusive age-appropriate financial education content

*APY = Annual Percentage Yield
Federal regulations limit the number of transfers/withdrawals from a savings account to six per calendar month via fax, telephone, online, ACH, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.

Earn even more with High-Yield Checking!

With High-Yield Checking, your PRIMARY SAVINGS ACCOUNT will automatically be upgraded to earn 1.00% APY* on balances!

Manage your account online and on the go

Register for Online and Mobile Banking. It’s quick, easy, and free. Online and Mobile Banking gives you secure online access to your accounts so you can:

Register

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