We love the Texas Gulf Coast and simply can't imagine calling any other place home. Along with the great, however, comes the not-so-great hurricanes. They’re unpredictable and destructive –and can cause uncertainty for everyone in their path. That's why we're committed to making sure you have convenient access to your accounts no matter what. With our disaster preparedness program, we can deliver uninterrupted service and account access through rain, shine or hurricane.
Extra cash for what you need now
- Personal loans - no payments for 60 days1
Refinance and lower your payment
- Refinance your auto loan from another lender and save money
- No payments for 90 days1
- Refinance your unsecured loan
- No payments for 60 days1
- We offer a variety of loan options with terms of up to 84 months with no collateral required.
- Credit card balance transfer
- 0% APR3 introductory rate for 12 months on balance transferred
- APR3 starting at 7.99% based on credit score
Surcharge-free access to cash
TDECU Members can make surcharge-free cash withdrawals at over 55,000 Allpoint ATMs worldwide with your TDECU Visa Debit Card.
You can find an Allpoint ATM near you by using our ATM Locator or by looking for the green Allpoint logo on an ATM. If prompted to accept a surcharge at an Allpoint ATM, press accept and complete the transaction. You will not be charged a surcharge fee.
Bank from anywhere with the TDECU Digital Banking app and TDECU.org
In addition to our drive-thrus and ATM’s, we encourage you to take advantage of our comprehensive digital banking options for managing a wide range of transactions without leaving your home. Online/Mobile Banking allows you to:
- View account balances and other information
- Make updates to your profiles
- Deposit checks with the TDECU Digital Banking app
- Transfer money between accounts
- Securely message us
- Customizable alerts
- Fully integrated online bill pay
- Online wire transfers
- Find your nearest surcharge-free ATM
Beware of fraud
Members have reported scam calls attempting to steal personal financial information including account numbers and social security numbers.
However, TDECU did call Members and left a legitimate voicemail informing Members of Digital Banking options, information on TDECU.org regarding Member Center closures, and storm relief efforts, like ATM fee refunds. This was a courtesy message and no action or personal financial information was requested.
Unfortunately, natural disasters like hurricanes often bring out con artists and scammers hoping to profit. Please use caution and remember it’s never a good idea to give out sensitive information like your Social Security number to someone who calls you unexpectedly. If you are in doubt, hang up and call us directly at (800) 839-1154. If you've received a suspicious TDECU email, text, phone call or have visited a suspicious website, immediately send the information to firstname.lastname@example.org.
1 Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period. A minimum credit score of 660 is required to qualify for the deferred payment option.
2Limited time offer. Credit approval required. Actual rate is based on creditworthiness of applicant. Terms of repayment: A $2,000 loan with a 24-month term at 7.99% APR equals a $90.45 monthly payment. Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period. Other terms and conditions apply; contact TDECU for details.
3APR = Annual Percentage Rate
4 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.