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Elements Teen Club

Checking & Savings Accounts for Teens

TDECU's Elements Teen Club is designed to help young Members, ages 13-17 develop solid financial habits for saving, budgeting and managing their money.

With a $5 minimum opening deposit, your teen will have access to a wide range of financial products & services, including an interest-bearing savings and checking account, online & mobile banking and mobile deposit. For teen Members 16 and over, we offer a VISA Debit Card and Cash $tash line of credit.

An Elements Teen Club membership includes:

  • Membership card with name, member number and photo
  • Semi-annual newsletter filled with tips and advice
  • A dedicated website for Element Members with interactive content
  • Online financial articles, podcast, blog and videos
  • Eligibility for the Elements of College Scholarship
  • Entries into monthly drawings

Benefits of Elements Teen Club:

  • Interest-bearing savings and checking account
  • $100 Cash $tash Line of Credit*
  • TDECU Visa Debit Card*
  • Special-offer Certificate of Deposit with a low opening deposit of only $100*
  • Conveniences like mobile banking and mobile deposit*
  • $5 minimum opening deposit

Are you new to the Elements Teen Club or want additional information? Download the Elements Teen Club Welcome Newsletter (PDF).

For our latest newsletter, download the Elements Teen Club Newsletter (PDF).

How to apply for the Elements Teen Club

To apply for the Elements Teen Club, contact a Member Champion at 800-839-1154 or visit the TDECU Member Center nearest to you.

Online Banking

All of our checking accounts come with access to online banking, both on your desktop and smartphone. Access your accounts anytime, anywhere.

Learn more about Online Banking

*Not valid on auto-renewing CDs. Minimum amount to open is $100. Other restrictions may apply. A penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Account Information and Truth in Savings brochures for additional terms and conditions. TDECU $100 Cash Stash line of credit and TDECU Visa Debit Card available to Members ages 16 and older. Message and data rates may apply for online/mobile banking services. Credit approval required. Federally insured by NCUA.

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