Our personal Classic Checking account frees you of unnecessary fees and gives you great perks, like earning interest and no minimum balance requirements. Open a free checking account with TDECU and experience what it’s like to bank and pay your bills online, have access to more than 55,000 ATMs, and our Visa® debit card – all for free!
TDECU’s Free Classic Checking Account includes:
Sometimes the unexpected happens. Courtesy Pay is one of TDECU’s overdraft protection options for checking accounts if your account becomes overdrawn.Learn more about Courtesy Pay →
All of our checking accounts come with access to online banking, both on your desktop and smartphone. Access your accounts anytime, anywhere.Learn more about Online Banking →
Visa Debit Card
Leave your checkbook at home and start paying for purchases with your TDECU Visa Debit Card — it's smaller and more secure.Learn more about Visa Debit Cards →
*Subject to approval.
**APY = Annual Percentage Yield.
***Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 20 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 3.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances ≤$50,000; 0.25% APY on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details. Accounts with a balance up through $20,000 will earn a 3.00% APY; accounts with a balance of $20,000.01 and more will earn 0.25% APY. Rates are subject to change without notice.