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Personal loans starting at 5.74% APR1

No collateral, fast and affordable

TDECU Personal Loans for all life’s unexpected expenses

Life is looking really different right now. While we're social distancing and waiting for the all clear, unplanned expenses are adding up. But don't worry, with our full suite of personal loans, you’ve got this!

TDECU Personal Loans give you:

  • The cash you need – fast
  • A 60-day deferred payment option2
  • Great rates and flexible terms
  • Options we can customize to your unique needs

In addition, TDECU offers a suite of personal loans to meet your needs, including our Assistance, Home Advantage and our Cash $tash™ Line of Credit Loans.

 


Assistance
Loan

Small dollar emergency loan.

Amount

$500 – $4,000

Minimum APR1

12 Months – 6.49%
24 Months – 6.99%

Term

12 Months – $500 – $1,999
24 Months – $2,000 – $4,000

Additional Benefits:

No collateral required.
No payments for 60 days.2

 


Personal
Loan

Flexible loans tailored to your needs.

Amount

$1,000 – $10,000

Minimum APR1

5.74%

Term

12 – 72 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 


Home Advantage
Personal Loan

Larger personal loan with discounts designed for homeowners.

Amount

$10,000 – $35,000

Minimum APR1

9.24%

Term

84 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 


Cash $tash®
Line of Credit

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$1,000 – $75,000

Minimum APR1

7.74%

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

 
 
 
 


Assistance
Loan


Personal
Loan


Home Advantage
Personal Loan


Cash $tash®
Line of Credit

Small dollar emergency loan.

Flexible loans tailored to your needs.

Larger personal loan with discounts designed for homeowners.

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$500 – $4,000

Amount

$1,000 – $10,000

Amount

$10,000 – $35,000

Amount

$1,000 – $75,000

Minimum APR1

12 Months – 6.49%
24 Months – 6.99%

Minimum APR1

5.74%

Minimum APR1

9.24%

Minimum APR1

7.74%

Term

12 Months – $500 – $1,999
24 Months – $2,000 – $4,000

Term

12 – 72 Months

Term

84 Months

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Not finding what you need? Call us at (800) 839-1154. We’re here to help.


1APR = Annual Percentage Rate.

2Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period.

Terms of repayment: A $2,000 loan with a 24-month term at 6.99% APR equals a $89.54 monthly payment. Advertised rates include a 0.25% discount for a recurring direct deposit of $250 or more. Credit approval required. Other terms/conditions apply; contact TDECU for details.
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