The holidays are great. The debt you rack up from all the shopping, eating and merry-making? Not so much. But here's the good news: we have lots of ways we can help you lower your interest rate to reduce your holiday debt… and they all come with no payments for 60 days2 and no collateral required!
Why choose TDECU financing?
Low rates As low as 5.74% APR1 with recurring direct deposit of $250 or more
No fees No origination fees No pre-payment fees No hidden fees
Great for any goal Debt consolidation Major purchases Vacations and more
Find a personal financing solution that’s right for you:
Flexible, super-affordable loan tailored to your needs.
2Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period. A minimum credit score of 660 is required to qualify for the deferred payment option.
Limited time offer. Terms and offer subject to change without notice. Credit approval and proof of income required. Other terms/conditions apply; contact TDECU for details. Advertised rate includes a 0.25% discount for a recurring direct deposit of $250 or more. Terms of Repayment: A $4,000 Personal Loan with a 12-month term at 5.74% APR equals a $343.79 monthly payment; a $20,000 Home Advantage Loan with an 84-month term at 6.24% equals a $294.48 monthly payment; a Cash $tash Line of Credit balance of $1,000 or less equals a $20 monthly payment; a Cash $tash Line of Credit balance of more than $1,000 equals a monthly payment of 2% of the current balance.
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