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Specialty Loans

Specialty Loans

Land, New Construction and Home Improvement Loans

Home Improvement Loan

We understand that your home is an important part of your life, and whether you are considering a small weekend project, or a large renovation, a TDECU Mortgage Loan Officer can provide you with financing options that will fit your financial goals. Making improvements to your home can be exciting and rewarding. Proper planning can help you create a home that fits your wants and your budget. Remember that not all new home improvement projects increase the overall value of your home, so evaluate whether the construction costs of the improvement you want to make will be worth it. If you want to make home improvements without getting a mortgage, a Home Advantage Loan might be right for you.

Land Loans

Land loans come in all shapes and sizes and whether you are considering purchasing a lot in town or acreage for recreational purposes, a TDECU Mortgage Advisor can provide you with great loan options that will fit your financial goals with the perfect interest rate for you.

Construction to Permanent Mortgages

Are you ready to make that dream home into a reality? TDECU offers construction-to-permanent loan financing that combines the construction financing and mortgage loan financing into one loan. Get an affordable way to build or renovate your dream home with TDECU. Starting a new construction project can be daunting and the construction phase may seem like it drags on forever.  Don't let your home construction loan be a part of your stress. Talk with one of our expert mortgage loan officers today to understand what the map to your dream house looks like so you can start planning. 

Your construction financing simply converts to a permanent mortgage when your house is complete. Since there is one loan, there is one closing. You save time and money by not having to pay for a second set of closing costs.

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