At TDECU, we’re transforming home equity so you can transform your life. With our Streamline Home Equity solution, you can access your home’s equity faster, more easily and with more flexibility than ever before.
|Fast||Quick turnaround time from application to closing.|
|Easy||Once you’re qualified, simply provide your ID, mortgage statements, and proof of insurance and income. That’s it. No appraisal necessary!*|
|Flexible||We offer flexible closing arrangements with mobile notary services, giving you more options to fit your life and your busy schedule.|
|Convenient||You can complete our application online or with our mobile app, wherever and whenever it’s convenient for you!|
|Affordable||Competitive rates and fewer fees deliver superior affordability.|
So don’t wait a minute longer. Fast forward to accomplishing your goals with the faster, easier, better-than-ever way to tap into your home's equity – the Streamline Home Equity from TDECU!
Use Your Streamline Home Equity Loan to:
Complete home renovations
Consolidate and pay off high interest debt
Make a major purchase or cover major expenses
Take a dream vacation and more!
Apply Online, Give Us A Call or Schedule an Appointment
Applying for a home equity loan with TDECU is easy and convenient. Apply online, or download our TDECU Mortgage Simplified app to your mobile device from the app store! Prefer to discuss in person? Schedule an appointment with a Mortgage Advisor.Schedule Your Appointment
*Total debts against the homestead are limited to 80% of the fair market value. Home Equity Loans are subject to credit approval. Rates and terms are subject to change without notice. All Home Equity loans are available only on your primary residence in Texas. Borrower will be responsible for certain closing costs, which may include title insurance, appraisal fee, and survey costs. Property insurance is required. A 12-day cooling-off period is required by Texas law before the loan may be closed and there is a 3-day right of rescission after closing before the funds may be disbursed. Minimum loan amount is $50,000. In some instances, interest on a home equity loan may be tax deductible. Check with your tax advisor for more information.