High-Yield Checking by TDECU
Checking that gives you more, right when you need it most
Earning more means you can do more and breathe easier – that’s the power of the High-Yield Checking account from TDECU. With a yield that’s more than 8x higher than other solutions – our High-Yield Checking account gives you all the features of a regular checking account and even more of what you need.
Plus, we'll give you even more by automatically upgrading your primary savings account to earn 1.00% APY* on balances.
No fees and no minimum balances
FREE monthly credit score
FREE identity theft recovery services
ATM fee rebates
1. Use your debit card for regular transactions
Simply make 10 or more debit card transactions each month (not including ATM transactions)
2. Set up monthly direct deposits totaling $500 or more into this account
Direct deposit may be sent via ACH, payroll, pension, or government benefits. Learn how.
3. Save paper by using eDocuments
Sign up to receive eDocuments instead of paper statements. Learn how.
*APY = Annual Percentage Yield.
Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 1.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances ≤$50,000; 0.25% APY on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account-holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details.