High-Yield Checking by TDECU
Checking that does more than you ever thought possible
Earning more means you can do more - that’s the power of the High-Yield Checking account from TDECU. With a yield that’s 25x higher than other solutions – our High-Yield Checking account gives you all the features of a regular checking account plus so much more.
Plus, we'll automatically upgrade your primary savings account to earn 1.00% APY* on balances.
No fees and no minimum balances
FREE monthly credit score
FREE identity theft recovery services
ATM fee rebates
1. Use your debit card for regular transactions
Simply make 20 or more debit card transactions each month (not including ATM transactions)
2. Set up monthly direct deposits totaling $500 or more into this account
Direct deposit may be sent via ACH, payroll, pension, or government benefits. Learn how to set up direct deposit.
3. Save paper by using e-Documents
Sign up to receive e-Documents instead of paper statements. Learn how to set up e-Documents.
*APY = Annual Percentage Yield. Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 20 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 3.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances ≤$50,000; 0.25% APY on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.