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High-Yield Checking by TDECU

Checking that gives you more, right when you need it most

Earning more means you can do more and breathe easier – that’s the power of the High-Yield Checking account from TDECU. With a yield that’s more than 8x higher than other solutions – our High-Yield Checking account gives you all the features of a regular checking account and even more of what you need.

Plus, we'll give you even more by automatically upgrading your primary savings account to earn 1.00% APY* on balances.

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No Hidden Fees

No fees and no minimum balances

FREE monthly credit score

FREE monthly credit score

FREE identity theft recovery services

FREE identity theft recovery services

ATM fee rebates

ATM fee rebates

How to earn 8x the national average on checking

It’s easy to get these FREE benefits with 3 simple steps:


Upgrade to High-Yield Checking in one easy step.


Give us a call at (800) 839-1154 for assistance opening your High-Yield Checking account.

*APY = Annual Percentage Yield.

Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 10 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 1.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% APY on primary savings balances ≤$50,000; 0.25% APY on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances. Account-holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details.

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