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Auto Loans starting at 2.74% APR*

Get in the driver's seat today

We offer a range of options and rates to make buying a car easy, including maximizing low interest rates, financing or refinancing, discounts, flexible payment plans, and loan calculators to compare rates and options.

TDECU Auto Loans include:

  • No money down options available.
  • Discounts for paying with automatic deduction.
  • No hidden fees, costs, or early-payoff penalties.
  • Affordable payment plans customized to your needs.
  • 24-hour approval on most loans.
  • Terms as long as 72 months.
  • Optional payment protection, where TDECU makes the payments when you can’t.
  • Check out our rates!

Find the right car at the right price

TDECU’s Dealer Services Program offers convenient financing at many area automobile dealerships, allowing you to drive your dream vehicle home the same day.

Protect your auto loan

We are proud to offer loan protection product options to our Members receiving a loan from TDECU. We can bridge the gap between loans you have through our credit union and the insurance policies you hold to protect what’s important to you. If your car is stolen or totaled, the cash value is often less than the amount owed on the loan. Guaranteed Asset Protection (GAP) coverage steps in so you aren’t making payments on a car you can’t use.

Calculators

Our auto loan calculators are helpful to compare rates and options, or to estimate what your monthly payment will be.

*Advertised 2.74% APR is promotion’s lowest rate offered for a 48-month term. Includes 0.25% discount for autopay. Terms of repayment: A $15,000 loan with a 48 month term at 2.74% APR equals a $330.29 monthly payment. Subject to credit approval. Rate determined by loan term and credit score. Existing TDECU loans ineligible for refinancing. Limited time offer.

Have you received a letter in the mail regarding Collateral Protection Insurance? Click the button below to provide your proof of insurance online.

Show Proof of Insurance