TDECU Auto Loans include:
- No money down options available.
- Discounts for recurring direct deposit of $250 or more.
- No hidden fees, costs, or early-payoff penalties.
- Affordable payment plans customized to your needs.
- 24-hour approval on most loans.
- Terms as long as 72 months.
- Optional payment protection, where TDECU makes the payments when you can’t.
- Check out our rates!
Protect your auto loan
We are proud to offer loan protection product options to our Members receiving a loan from TDECU. We can bridge the gap between loans you have through our credit union and the insurance policies you hold to protect what’s important to you. If your car is stolen or totaled, the cash value is often less than the amount owed on the loan. Guaranteed Asset Protection (GAP) coverage steps in so you aren’t making payments on a car you can’t use.
Our auto loan calculators are helpful to compare rates and options, or to estimate what your monthly payment will be.