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If you’re still experiencing login issues, please download the latest mobile app version, use our account recovery or password reset tools, or contact our team for assistance. We have extended our in-person hours from 9:00am to 5:30pm to assist Members. Thank you for your patience.

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Enhanced Digital Security to Protect Your Account

Enhanced Digital Security to Protect Your Account

Enroll into TDECU Digital Banking to experience the more secure way to bank

Need the mobile app?

Download the mobile app today and enjoy secure banking at your convenience.

Download TDECU App on the App Store Download TDECU app on Google Play

What you can expect from our secure Digital Banking

As online banking evolves, TDECU is dedicated to protecting your finances from potential threats while delivering a secure Digital Banking experience to our Members. Our enhanced identity verification system provides advanced security features to safeguard your account from unauthorized access- giving you peace of mind every time you log in.

 

Enhanced authentication security on the TDECU Digital Banking platform allows you as the Member to experience a streamlined login process, enhanced security benefits, and seamless, user-friendly access across all our applications. You will spend less time navigating complex logins and more time focusing on what matters most – accessing your money. 

Advanced Account Security Features and Benefits

Your Voice as Your Password

Your Voice as Your Password

Enjoy a faster and more secure way to access your account over the phone. This cutting-edge technology uses your voice as your password, adding another layer of protection in the fight against fraud.

Enhanced Authentication Security

Enhanced Authentication Security

Our updated security for digital banking allows you to use your mobile device to authenticate your identity, further protecting your information.

New Digital Banking Experiences

New Digital Banking Experiences

We’re modifying the login, enrollment, forgot password, and forgotten username processes for more secure access to your account.

Branded Phone Verification

Branded Phone Verification

Calls from us will now include our name on your caller ID and, for newer phones, our logo. This enhancement helps you confidently recognize our legitimate calls and reduces the risk of fraud.

Streamlined account recovery

Accessing your account has never been safer, with the latest updates providing better clarity and stronger protection for your financial well-being.

Advanced authentication features

Our latest security enhancements include industry-leading authentication protocols to help prevent unauthorized access.

Protection in every step

Additional steps may take a moment longer but offer the peace of mind that comes with knowing your information is secure.

Digital Banking Enhanced Authentication Security Frequently Asked Questions
 

What do I need to enroll in Digital Banking? 

To complete your enrollment, please have the following ready:

  1. Your Member Number
  2. A Government-Issued ID– such as a Driver’s License, Passport, Residency Permit Card, Temporary Visa or State ID
  3. A phone with a camera
  4. A phone and/or computer to access the enrollment page

How do I enroll in Digital Banking? 

Enrolling in Digital Banking is simple and secure. Follow these steps to get started:

  1. Select Enroll Now – Find this option under the login fields on either our website or mobile app

  2. Enter Required Details:
    how-to-enroll
    • Member Number (not your account number)
    • Last Name
    • Username – Choose your desired username
    • Password – Set your password, then click Continue

  3. Verify Your Identity:
    how-to-enroll
    • Enter your mobile number, and we’ll send you a verification code
    • Type in the verification code to proceed
    • Enter the last four digits of your Social Security Number (SSN or ITIN).

  4. Complete Document Verification:
    • If using a desktop, scan the QR code with your mobile phone
    • Follow the prompts on your mobile to upload your identification:
      how-to-enroll
    • Select ID Type and scan the front and back of your ID
    • Upload a Selfie to verify your identity
  5. ** Photos may not be accepted with poor lighting, poor positioning, or excessive camera motion. Quality issues may result in the “Take Photo” button disappearing **


  6. Optional – Choose Remember Me to save your login preference.

  7. Success – You’ll receive a message confirming your enrollment. You’re now ready to log in and access your account.
    how-to-enroll
  8. ** In some situations, based on our security algorithms designed to protect your account, you may be asked to verify your identity before updating your password.

    Learn More

How do I manage my secure delivery targets (SMS and Voice) once I am on the Digital Banking platform?

  1. Select Settings from the top navigation bar and select the Security Preferences tab.
    how-to-enroll

  2. Select the option for Secure Delivery.
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  3. You will be prompted to enter a Secure Access Code to access this tile.

  4. You can add a number by clicking on Add Contact.
    • Please note you will need to receive a Secure Access Code to the number you are adding as a delivery contact.
      how-to-enroll

  5. You can edit or delete by clicking the icons next to the number.
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Learn More

How do I manage my security alerts/notifications on the Digital Banking platform?

  1. Select Settings from the top navigation bar and select the Security Preferences tab.
  2. how-to-enroll
  3. Select the option for Security Alerts.
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  5. Verify Your Identity – Choose how you’d like to receive your secure access code

  6. Enter the Code – Once you receive the secure access code, enter it into the designated field

  7. Review the Security Settings and enable or disable the ones you want to use by clicking the toggle button. Please note that the ones that cannot be toggled on and off are required. You can add an email, text or voice number as well as edit your delivery preferences for your Secure Access by clicking the Edit Delivery Preferences tab in the top right corner.
how-to-enroll


Learn More

How can I reset/change my Digital Banking password?

A) If I am not logged in and forgot my password
  1. Click Forgot Password – This option is located just below the login fields on our website or mobile app

  2. Enter Your Username – Type in your username and click Submit
    how-to-enroll

  3. Verify Your Identity – Choose how you’d like to receive your secure access code

  4. Enter the Code – Once you receive the secure access code, enter it into the designated field

  5. Create a New Password – Set your new digital banking password, and you’re all set

** In some situations, based on our security algorithms designed to protect your account, you may be asked to verify your identity before updating your password.

B) If I am logged in and want to change my password
  1. Log into Digital Banking.

  2. Navigate to Settings and select Security Preferences.
    how-to-enroll

  3. Select Change Password.
    how-to-enroll

  4. Verify Your Identity – Choose how you’d like to receive your secure access code

  5. Enter the Code – Once you receive the secure access code, enter it into the designated field

  6. Create a New Password – Set your new digital banking password, and you’re all set


Learn More

How can I recover my Digital Banking username if I’ve forgotten it?

If you've forgotten your username, you can recover it by following these steps:

  1. Select Unlock/Forgot Password – This option is at the bottom right of the login page on our website or mobile app

  2. On the Account Recovery page, select Forgot Username

  3. Enter the following details:
    how-to-enroll
    • Member Number (not your account number)
    • Last Name
    • Mobile Phone Number

  4. Click Continue

  5. Verify Your Identity – Choose how you’d like to receive your secure access code

  6. Enter the Code – Once you receive the secure access code, enter it into the designated field

  7. Confirmation – You’ll see a message confirming successful username retrieval. Your username will also be sent to the mobile number on file

** In some situations, based on our security algorithms designed to protect your account, you may be asked to verify your identity before updating your password.

Learn More

How do I change my username if I am logged into Digital Banking?

  1. Log into Digital Banking.

  2. Navigate to Settings and select Security Preferences.
    how-to-enroll

  3. Select Change Username.
    how-to-enroll

  4. Verify Your Identity – Choose how you’d like to receive your secure access code

  5. Enter the Code – Once you receive the secure access code, enter it into the designated field

  6. Follow the prompts to change your Username.


Learn More

How can I unlock my Digital Banking account if I’m locked out?

If you’ve been locked out of your account, you can unlock it by following these steps:

  1. Click Unlock/Forgot Password – This option is located at the bottom right of the login page on our website or mobile app

  2. On the Account Recovery page, select Unlock

  3. Enter the following details:
    how-to-enroll
    • Member Number (not your account number)
    • Last Name
    • Locked Username

  4. Click Continue

  5. Verify Your Identity – Choose how you’d like to receive your secure access code

  6. Enter the Code – Once you receive the secure access code, enter it into the designated field

  7. Confirmation – You’ll see a message confirming that your account has been successfully unlocked

** In some situations, based on our security algorithms designed to protect your account, you may be asked to verify your identity before updating your password.

Learn More

Why I am I being prompted for additional information when I log in to Digital Banking?

To keep your account safe, if TDECU determines that your login attempt is considered high risk, you will be prompted to complete additional identity verification steps.

Those steps may look like those below.

Scenario A)



Scenario B)


Learn More

What is the process for enrolling a business user in Digital Banking?

To enroll as a business please visit a TDECU Member Center or contact Member Care at 800-839-1154.