As you tackle washing windows, cleaning carpets, and sorting out the garage, don’t forget to consider your finances. Check out these tips to successfully spring clean your finances.
Employers are legally obligated to withhold payroll and income taxes from their employees' paychecks. As an employee, you should review withholding taxes so that you understand what is being taken...
News that the coronavirus has spread to South Korea, Italy, Japan, and Iran, has led to massive selling around the globe, with many European markets closing down more than 4%. U.S. stock markets ar...
If you file by the end of February, you should receive your check within six weeks. But, if you delay and file in April when the Internal Revenue Service is inundated by forms from other last minu...
Unlike earlier generations of retirees, who paid off first mortgages and retired at the family homestead, some of today’s baby boomers are looking to capitalize on home equity to enhance their ret...
For all employers, offering retirement benefits can play a fundamental role in recruiting and retaining qualified employees. Yet, despite the obvious advantages that come with helping workers save ...
If you are preparing to change jobs, do you know what your choices are for managing the money in your current employer's retirement plan? Although many people choose to take a cash distribution, th...
Today, there is financial advice readily available on dozens of sites, blogs and tools. Is a real-world, human advisor still worth it for the modern investor?
Are you in your 30s and falling behind on retirement savings? It’s not too late for you to take advantage of all that the markets have to offer. Follow these tips to get started.
The Setting Every Community Up for Retirement Enhancement Act of 2019 – the SECURE Act – passed the House of Representatives earlier this year and was approved by the Senate and signed by President...
For some, $1,000 is a drop in the bucket. For others, it’s a fortune. Regardless of what it means to you, here are some ways to put it this money to work and improve your life.
That saying still rings true roughly 300 years after the former statesman coined it. Yet, by formulating a tax-efficient investment and distribution strategy, retirees may keep more of their hard-e...
Although vacations can offer wonderful experiences and memories, they shouldn’t get in the way of retirement savings. Here’s how to find the balance and work both into your life.
Now that you've officially joined the ranks of pre-retirees — people who are around five or ten years away from retiring — you probably have a much better idea of what you want. It's time to put th...
When financial trouble strikes, falling deeper into debt is one thing you want to do your best to avoid. Make sure you have an emergency fund set up to stay protected.
For many years, the conventional wisdom has been that you need to save $1 million for a comfortable retirement. Is this still an accurate (or realistic) goal?
When it comes to saving for retirement, maybe you've done everything right. You started early, maxed out your 401(k) plan, invested in a diversified portfolio and avoided costly mistakes, such as c...
There are no great secrets where tax planning and tax-cutting are concerned. The principles around which all tax-cutting strategies revolve can be reduced to six basics.
Congress permanently extended the rule allowing taxpayers to exclude from taxable income certain IRA distributions made directly to a qualified charity. Otherwise known as qualified charitable dist...
After you receive stock dividends, you have two options—keep the cash or reinvest it back into the company. Make sure you know the pros and cons before making this decision.
Every type of investment has its pros and cons and gold is no exception. Here’s what you need to consider when thinking about adding gold to your portfolio.
When deciding how to manage your finances, is it better to put more funds toward retirement or homeownership? Follow these guidelines to help determine what’s best for you.
Whether it’s compound interest, long-term market gains, tax incentives or increased home equity, there are numerous ways you can start investing $5,000 today. Here are some suggestions.
The possibility of a recession is always an unsettling thought. However, savvy savers and spenders know how to properly prepare beforehand. Follow these steps to get ready for the next economic dow...
An employer-sponsored 401(k) is by far one of the most powerful tools for establishing and growing investments, no matter how much cash you have on hand. Here’s how to choose the best investment fu...
Many people are using loans to buy a car (a record number of people, actually). Before you attempt to pay off your vehicle and bring that balance to zero, consider the benefits and downsides.
No one knows when the next recession will occur, but there are reliable, nearly recession-proof investment strategies out there. Here are just a handful that can help you be prepared.
Have you decided it’s time to work with a financial advisor? Here are a few pointers on what to bring to that all-important first meeting with your new financial partner.
No matter how proactive a saver you may be, no matter how diversified your portfolio or robust your 401(k), one question still keeps you up at night—will Social Security be there when you retire?
Thinking about partnering with a financial advisor to manage your money? Keep an eye out for these warning signs—such as a lack of transparency, and cagey behavior around questions of compensation.
Whether you’re looking for blogs, videos with live analysis, or a ticker that keeps tabs on your portfolio, there are plenty of websites that can help you keep up with retirement news.
Whether your primary focus is retirement, saving for your children’s college education, worldwide travel or all of the above, diversifying your investment portfolio is an absolute must. Here’s what...
Should you put additional money in your 401(k)? The short answer is yes. But be mindful of your retirement goals, employer’s vesting schedule and annual contribution limits.