Secret shopper scams: What are they?
Secret shopper scams can appear as legitimate job postings for mystery shoppers at retail stores. However, these fraudulent shopper programs will often ask you to wire money using Western Union or MoneyGram. If a secret shopper opportunity is legitimate, you will never be asked to pay an application fee, deposit a check, or transfer funds to someone else.
Malvertising: What is it?
Malvertising is the use of online advertising to spread malware. Typically, it involves injecting malicious ads into legitimate websites. Fraudsters host these ads on reputable websites, which gives them access to unprotected web users who are not keeping their personal information safe behind a firewall.
Social engineering: What is it?
Social engineering is a scam that involves manipulating people into sharing their personal information, like passwords, bank information, computer access, and more. Typically, the scammers pose as trusted sources through emails, instant messages, or texts. Common scams include installing antivirus software and refinancing homes.
Malware and ransomware: What are they?
Malware is malicious software that can harm a computer or smartphone. It may include computer viruses, worms, trojan horses, or spyware. Ransomware is a form of malware that works by invading a computer and encrypting files. The attacker then demands a ransom from its victim to restore access to the files.