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Refinance Your Mortgage

Your needs may change - TDECU is here to help
your mortgage change with them

Refinancing your mortgage can lower payments, pay off your mortgage faster or get cash out for that project you've been planning.

If mortgage rates are falling or your home has dramatically appreciated in market value, you may want to look into refinancing your mortgage.

When should you consider refinancing your mortgage?

What are the benefits of refinancing your mortgage?

Get a low rate for the life of your loan

Pay off your loan faster

Lower your payment

Use your home equity to better manage debt

Refinance your home rates:

Effective date: 09/18/2020

Refinance Your Home Interest Rate APR*
Conforming 30-Year Fixed 3.000% 3.078%
Conforming 15-Year Fixed 2.625% 2.818%
FHA 30-Year Fixed 4.125% 5.250%
VA 30-Year Fixed 4.125% 4.418%

Start your application online, give us a call or schedule an appointment
(877) 774-2657

Applying to refinance your mortgage with TDECU is easy and convenient. Apply online, or download our TDECU Mortgage Simplified app to your mobile device from the app store! Prefer to discuss in person? Schedule an appointment with a Mortgage Advisor.

Schedule Your Appointment

Refinance calculators:

Select a calculator from the list below.

Current Mortgage

New Mortgage

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Ready to take advantage of refinancing?

Apply to refinance your home loan

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