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Money Market Accounts

Maximize your interest as your balance grows

If you are looking for a safe, flexible, high-yield investment with a competitive rate, then a TDECU Money Market Account is the right choice for you. Members seeking yields beyond what’s available on a checking or savings account often turn to money market accounts. Why? A money market account pays a higher interest rate than a checking or savings account, and offers the ability to write checks.

Put your high balances to work for you

Open a money market account and earn a higher return that can help guard against inflation.

TDECU’s Money Market accounts feature interest that is compounded and paid monthly:

Minimum Balance APY* Interest Rate
$2,500-$24,999.99 0.30% 0.30%
$25,000-$99,999.99 0.35% 0.35%
$100,000-$349,999.99 0.80% 0.80%
$350,000 and more 0.80% 0.80%

*APY = Annual Percentage Yield Rates, terms and conditions subject to change.

A minimum initial deposit of $2,500 is required on all Money Market Accounts. A $10 monthly maintenance fee applies if the daily balance falls below the minimum balance requirement at any time during the month. Federal regulations limit the number of transfers/withdrawals from a money market account to six per calendar month via fax, telephone, online, ACH, money market check, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.

Fees could reduce earnings on accounts.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.

We want you to be successful in saving

We know that saving money can be a difficult habit to establish, and our goal is to make it as simple and effective as possible for all of our members. That’s why TDECU gives you the innovative products and great service an owner deserves. Use our savings calculators to plan your savings strategy and goals.

See our savings calculators