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Government Shutdown Assistance from TDECU

We're here to support you

If you’re a government employee affected by the current federal shutdown, we want to make sure you have access to financial resources. We’ve created a special Furlough Relief Loan to help you get through this period.

Furlough Relief Loan

You can apply until the furlough is lifted and the government resumes normal payroll.

Benefits of the loan

  • Borrow up to $5,000: Based on your most recent paycheck
  • Take your time: You’ll have 90 days to your first payment
  • Flexible terms: Depending on the amount borrowed, you can choose a 12- or 24-month term
    • 12-month term as low as 6.99% APR
    • 24-month term as low as 7.49% APR
  • Quick and simple: Apply online or in-person and receive funds promptly

Explore additional assistance options

Skip-A-Pay Program

The Skip-a-Pay program allows Members to postpone or “skip” eligible loan payments.

Cash $tash® Line of Credit

Are you not sure how much you need? Cash $tash is a revolving line of credit that allows you to borrow available funds, against a predetermined limit, as you need them. You will only pay interest on the money you actually use, while enjoying the benefits of our other personal loans.

Personal Loan Options

We offer a full suite of personal loans to help you get the cash you need — with no collateral required.

Your local Member Center is here to help

To qualify, applicants must meet all of the following requirements:

  • Be a current TDECU member in good standing.
  • Provide proof of federal or military employment.
  • Show documentation verifying pay disruption due to the government shutdown.

APR = Annual Percentage Rate. Loan term determined on amount borrowed: $500 to $2,500 max term 12 months; $2,501 to $5,000 max term 24 months. Interest rate based on credit score; standard Debt-to-Income guidelines apply. One loan per Member. Membership must be in good standing. Optional payment protection insurance available. Loan type is not eligible for Direct Deposit Discount. Rates, terms, and offer subject to change without notice. Credit report and proof of eligibility required. Other terms and conditions apply. Contact TDECU for details.

Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period.

Terms of Repayment: A $2,000 Furlough Relief Loan with a 12-month term at 6.99% APR equals a $173.04 monthly payment. A Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC with a balance of more than $1,000 equals a monthly payment of 2% of the current balance.

Cash $tash Loans are not eligible for 90-day payment deferral and are revolving Lines of Credit.