Skip to main content Skip to footer
Auto Loan Calculators

Auto Loan Calculators

Evaluate your auto financing options

Looking for other financial calculators?

We have calculators for:
Before purchasing your next vehicle, let TDECU help you make the right car purchase to meet car purchase to meet both your style and budget.  We are pleased to offer our valued credit union Members a wide variety of financial resources and self-help tools, including our auto loan calculator. We also have auto calculators to help you decide whether or not to make additional car payments to pay off your car loan early. Are you shopping for auto rebates or considering a lease option? We have calculators for that too.1

Choosing the right car with the right loan payment for you.

Unless you're purchasing a car with cash, you're going to have a monthly payment for the car you drive. This is true for both financed auto purchases and leased vehicles. If you finance a new car or used car, your monthly car loan payment will include amortization, which means you will be paying on both the interest and the principal amount until you pay off the total loan.  

The total purchase price of your car will include sales tax and any dealer related fees is applicable. Be sure to ask about fees before you purchase. Your loan amount will be based on the total purchase price of the car. Your monthly payment will then be calculated by the length of the loan term, plus the interest rate that you qualified for, less any down payment

No matter what type of vehicle you're purchasing, be sure to choose a monthly car payment that you can afford along with any other regular living expenses.

1Our financial calculators are provided as a free service to our Members. The information these calculators supply is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit, or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and illustrative and do not intend to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends finding a qualified professional for advice about your personal finance issues.
Equal Housing Lender