Watch Your Money Bloom, Safely and Securely.

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Choose the term that best fits your needs.

TDECU offers a variety of CDs, giving you more options to build your savings

12 Months

APY¹ up to

5.25%

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18 Months

APY¹ up to

4.75%

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30 Months

APY¹ up to

2.25%

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60 Months

APY¹ up to

2.40%

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Advantages and benefits of a TDECU Certificate of Deposit

From competitive rates to flexible terms, a TDECU CD offers guaranteed returns.

Choose your term

From 3 to 60 month term

Low minimum deposit

Invest with as little as $1,000.

Kids and teens CDs available

For as little as $100 deposit

Withdraw interest without penalty

Spend your interest when and how you see fit.

0.15% APY Interest Earning

Jumbo CDs earn 0.15% APY above the standard CD rate²

Safe and secure

Funds up to $250,000 are insured by the National Credit Union Administration.

Ready to get started?

Members can open a CD online, in person, or over the phone.

Open your CD online - Apply Now
Visit a Member Center - Find a Location
Give us a call - (800) 839-1154

Learn More

¹APY = Annual Percentage Yield. An early withdrawal penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Member Handbook & Truth in Savings brochures for additional terms & conditions.

²Jumbo CDs earn an 0.15% APY interest rate above the Standard CD interest rate when opened new or at renewal.