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Certificate of Deposit (CD)

Guaranteed returns for your short and long-term savings goals

As a TDECU Member, you are offered higher CD rates than you would at a bank, since profits are passed along to you instead of corporate stockholders.

Watch your money grow

Our CDs provide you the flexibility and competitive, guaranteed returns that you are looking for.

Effective date: 04/13/2020

Certificate of Deposit (CD)

Term APY* Interest Rate
3 Months 0.40% 0.40%
6 Months 0.60% 0.60%
12 Months 0.70% 0.70%
18 Months 0.75% 0.75%
24 Months 0.80% 0.80%
30 Months 0.85% 0.85%
36 Months 0.90% 0.90%
48 Months 0.95% 0.95%
60 Months 1.00% 1.00%

*APY = Annual Percentage Yield

Minimum opening deposits are as follows:
Standard CD $1,000
M3 Money Club CD $100
Elements Teen Club CD $100
Jumbo CD $100,000

Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal. A penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Account Information & Truth in Savings brochures for additional terms & conditions. To open an IRA CD, please visit your nearest Member Center or call Member Care at (800) 839-1154

How much will you earn with a TDECU CD?

Estimate how your savings will grow in a TDECU Certificate of Deposit. You can even input competitor certificate information to ensure you are getting the best rate of return!

CD earnings calculator

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