As a TDECU Member, you are offered higher CD rates than you would at a bank, since profits are passed along to you instead of corporate stockholders.
Benefits of TDECU CD accounts:
Higher deposit rates than those provided by traditional banks.
Withdraw interest without penalty.
Low opening balance.
Open with as little as $1,000.
Insured by the NCUA.
Effective date: 08/01/2019
Certificate of Deposit (CD) Rates
|12 Months - LIMITED-TIME PROMOTIONAL RATE||2.20%||2.18%|
*APY = Annual Percentage Yield
Minimum opening deposits are as follows:
Standard CD $1,000
M3 Money Club CD $100
Elements Teen Club CD $100
Jumbo CD $100,000
Jumbo CDs earn 0.25% interest rate above the Standard CD interest rate when opened new or at renewal. A penalty will be imposed for CD withdrawals made before maturity. Bump-up option allows a one-time rate increase to TDECU’s current published CD rate for like term and is not valid on auto renewing CDs. To receive a bump-up rate increase, you must call or visit TDECU. Bump-up option not valid on auto renewing or promotional CDs. Refer to TDECU's Account Information & Truth in Savings brochures for additional terms & conditions.
How much will you earn with a TDECU CD?
Estimate how your savings will grow in a TDECU Certificate of Deposit. You can even input competitor certificate information to ensure you are getting the best rate of return!